Miramar Beach, FL Bankruptcy Law Firms & Lawyers

Your question is actually about how your lawyer runs his office, and not about anything that the Court or Trustee would care about.  The Truth is that we cannot file a case until it is paid in full.  This is the rule, but how a lawyer supports you in being complete is their business. In my office, we prepare the case as soon as there is a deposit, and we have the case ready to file when the client is paid in full.  If there is a reason to wait between the signing ceremony and the filing, we discuss it.  Many lawyers will not even look at your file until you are paid in full.  Then they start the work.  A well run office can finish a petition in a day if all the documents are in.  Most lawyers average a week or two in a non-emergency situation.  If you are paid in full, and you have all your information to the attorney, then it is a customer service issue and you should be in touch with his office. BTW - there are always strategic reasons to hold a case -- DMI, Foreclosure Dates, transactions that need to drop off bank statements -- but your lawyer should be telling you about them. Good luck!

By released do you mean discharged? You have to wait at least two years between Chapter 13 filings (I presume you want to file a 13 if your goal is to save the house). In that case depending on when the old case was filed you may be eligible again. But you should check with an attorney in person.