AV Preeminent Peer Rated Attorneys
Niceville Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Niceville Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Niceville Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Law Office of Zachary T. Magaha

4.9
17 Reviews

  • Serving Niceville, FL and Okaloosa County, Florida

  • Law Firm with 1 lawyer2 awards

  • I have the wisdom and skill to assist you with comprehensive estate planning, real estate and bankruptcy counsel. By working closely with you, I tailor my representation to meet ... Read More

  • Bankruptcy LawyersProbate, Estate Planning, and 26 more

Zachary Magaha
Bankruptcy Lawyer
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Wilson, Harrell, Farrington, Ford, Wilson, Spain & Parsons P.A.

4.6
102 Reviews

  • Serving Niceville, FL and Okaloosa County, Florida

  • Law Firm with 9 lawyers1 award

  • Medical Malpractice, Insurance Defense, Litigation, Real Estate, Bankruptcy & General Practice.

  • Bankruptcy LawyersGeneral Civil Trial, Appellate Practice, and 17 more

James Ford
Bankruptcy Lawyer
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The Watson Firm, PLLC

4.9
59 Reviews

  • Serving Niceville, FL and Okaloosa County, Florida

  • Law Firm with 3 lawyers3 awards

  • A personal injury law firm that is trusted locally and recognized nationally. We demand justice for our clients.

  • Bankruptcy LawyersPersonal Injury, Car Accidents, and 6 more

  • Free Consultation

Susan Delbosq
Bankruptcy Lawyer
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Anchors Smith Grimsley

4.5
40 Reviews

  • Serving Niceville, FL and Okaloosa County, Florida

  • Law Firm with 9 lawyers2 awards

  • Serving the Community Since 1961

  • Bankruptcy LawyersBanking Law, Corporate Law, and 21 more

Richard P. Petermann (P.A.)
Bankruptcy Lawyer
Other Lawyers At This Firm
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Sonya C. Cunningham

  • 1402 Ernest Hemmingway Dr., Niceville, FL 32578

The Law Office of Richard S. Johnson, P.A.

  • 107 Partin Drive North, Niceville, FL 32578

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Looking for Bankruptcy Lawyers in Niceville?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
79 %

47 Client Reviews

PEER REVIEWS
4.5

142 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

I filed bankruptcy in 2006 since then I have so far in debt I was unemployed for 15 months can I file again?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
You won't be eligible to file another bankruptcy under Chapter 7 until at least 8 years have passed. If you are unemployed, a Chapter 13 may not be an appropriate choice for you right now either, as you would need to commit to making payments for at least 3 years. A consultation with a local bankruptcy attorney could put things into perspective for you and I would encourage you to take this step as you sound overwhelmed right now.
You won't be eligible to file another bankruptcy under Chapter 7 until at least 8 years have passed. If you are unemployed, a Chapter 13 may not be an appropriate choice for you right now either, as you would need to commit to making payments for at least 3 years. A consultation with a local bankruptcy attorney could put things into perspective for you and I would encourage you to take this step as you sound overwhelmed right now.
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Can the creditors still contact me during bankruptcy?

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Answered by attorney Phong Thanh Tran (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Pho Ethan Tran, PLLC
Why were they trying to contact you? It's normally okay for them to contact you in regards to a debt that you indicated you would be reaffirming, such as a mortgage or car loan.
Why were they trying to contact you? It's normally okay for them to contact you in regards to a debt that you indicated you would be reaffirming, such as a mortgage or car loan.
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What do I do with earnings during Bankruptcy process?

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Answered by attorney Robert Jason De Groot (Unclaimed Profile)
Bankruptcy lawyer at R. Jason de Groot, P.A.
This question revolves around what I call the "two entity" theory. Your bankruptcy estate on the moment you file is comprised of everything you own and everything you owe. It is a separate and distinct entity which has a life of its own. What comes into your possession after that is called post petition and it is separate and distinct from the entity that filed for bankruptcy. So, what you have been told is correct. You can read about chapter 7 and what you need to know in a pamphlet at my website. You may want to do an internet search for the "means test calculator" and take it to find out if you can qualify to file a chapter 7. You also need to consult with an approved consumer credit counselling agency prior to filing and get a certificate from them.
This question revolves around what I call the "two entity" theory. Your bankruptcy estate on the moment you file is comprised of everything you own and everything you owe. It is a separate and distinct entity which has a life of its own. What comes into your possession after that is called post petition and it is separate and distinct from the entity that filed for bankruptcy. So, what you have been told is correct. You can read about chapter 7 and what you need to know in a pamphlet at my website. You may want to do an internet search for the "means test calculator" and take it to find out if you can qualify to file a chapter 7. You also need to consult with an approved consumer credit counselling agency prior to filing and get a certificate from them.
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