Crestview, FL Bankruptcy Law Firms & Lawyers

What was to be explained? It was not the attorney's responsibility to advise you on the speculative consequences of the inaccuracies of a credit report? You should be more realistic not everything that happens is your lawyers fault.

You don't have to reaffirm and most central district judges won't let you reaffirm. The other issue is that your payments won't be reflected in your credit report. Finally, you don't have to reaffirm to refinance a mortgage but banks tend to not do it because they don't understand what's going on. Some banks have began saying they won't deal w/o a reaffirmation and that's becoming a real big problem.

It is possible to file a bankruptcy without a lawyer. It just requires more hard work. You can get the forms online or from a stationery store that carries legal forms. Most people who file bankruptcy still do manage to scrounge up the $2,500 or so it takes to start a case. You can ask the first firm for a refund of whatever is unearned out of the money you paid them. You can also request to pay the court filing fee in installments.