AV Preeminent Peer Rated Attorneys
Irondequoit Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Irondequoit Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Irondequoit Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Ernstrom & Dreste, LLP

4.8
59 Reviews

  • 925 Clinton Square, Rochester, NY 14604

  • Law Firm with 9 lawyers2 awards

  • CONSTRUCTION AND SURETY ATTORNEYS. Knowledge. Passion. Results.

  • Bankruptcy LawyersConstruction Law, Fidelity And Surety, and 49 more

Brian M. Streicher
Bankruptcy Lawyer
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Thomas A. Corletta

4.4
42 Reviews

  • 16 W. Main St., Ste. 240, Rochester, NY 14614+1 location

  • Law Firm with 1 lawyer3 awards

  • A law firm practicing bankruptcy law.

  • Bankruptcy LawyersDriving While Intoxicated, Criminal Defense, and 5 more

Thomas Corletta
Bankruptcy Lawyer
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Dentino, Cammarata & Fazio, LLP

4.7
80 Reviews

  • 20 Wildbriar Road, Suite D, Rochester, NY 14623-3969

  • Law Firm with 5 lawyers3 awards

  • Providing compassionate yet effective divorce and family law services. During COVID-19 we are OPEN and actively able to schedule phone and video consultations with new clients.... Read More

  • Bankruptcy LawyersCriminal and Traffic Law, Family Law and Divorce, and 7 more

Ross Cammarata
Bankruptcy Lawyer
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Dentino, Cammarata & Fazio, LLP

4.7
80 Reviews

  • Serving Irondequoit, NY and Monroe County, New York

  • Law Firm with 5 lawyers3 awards

  • Providing compassionate yet effective divorce and family law services. During COVID-19 we are OPEN and actively able to schedule phone and video consultations with new clients.... Read More

  • Bankruptcy LawyersCriminal and Traffic Law, Family Law and Divorce, and 7 more

Ross Cammarata
Bankruptcy Lawyer
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Thomas A. Corletta

4.4
42 Reviews

  • 1235 Route 332, Farmington, NY 14425+1 location

  • Law Firm with 1 lawyer3 awards

  • A law firm practicing bankruptcy law.

  • Bankruptcy LawyersDriving While Intoxicated, Criminal Defense, and 5 more

Thomas A. Corletta Esq.
Bankruptcy Lawyer
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The Odorisi Law Firm

  • 311 S. Washington St., East Rochester, NY 14445

Lawyers At This Firm

Law Office of Kenneth Gallant

  • 1425 Jefferson Rd., Saginaw Plaza, Rochester, NY 14623

McConville, Considine, Cooman & Morin, P.C.

  • 25 East Main Street, Rochester, NY 14614-1874

Lawyers At This Firm

Ward Greenberg Heller & Reidy LLP

  • 1800 Bausch & Lomb Place, Rochester, NY 14604

Lawyers At This Firm

The Law Offices of George Mitris

  • 2080 W. Ridge Rd., Rochester, NY 14626

Gordon & Schaal, LLP

  • 1039 Monroe Ave., Rochester, NY 14620-1730

Lawyers At This Firm

Karl Kunze, P.C.

  • 16 W. Main St., Ste. 310, Rochester, NY 14614

Dibble & Miller, P.C.

  • 55 Canterbury Rd., Rochester, NY 14607

Culley, Marks, Tanenbaum & Pezzulo, LLP

  • 36 Main Street West, Suite 500, Rochester, NY 14614-1790

Lawyers At This Firm

Peter R. Scribner, Esq. Attorney at Law

  • 1110 Park Ave., Rochester, NY 14610

Ronald Shields Cook, Attorney at Law

  • 250 Mill Street, Rochester, NY 14614

Lacy Katzen LLP

  • 600 Bausch and Lomb Pl., Rochester, NY 14604

Lawyers At This Firm

Snyder and Snyder

  • 183 E. Main St., Rochester, NY 14604-1681

Phillips Lytle LLP

  • 1400 First Federal Plz., Rochester, NY 14614-1935

Lawyers At This Firm

Christopher J. Calabrese PLLC

  • 45 Exchange Boulevard, Suite 400, Rochester, NY 14614

Place & Arnold, Attorney at Law

  • 27 Pleasant St., Fairport, NY 14450

Lawyers At This Firm

Brent & Roberts

  • 2000 Winton Road South, Building 4, Suite 100, Rochester, NY 14618

Asandrov Law Offices

  • 159 Fitzhugh Street South, Rochester, NY 14608-2204

Gerald Manioci

  • 124 Wintergreen Way, Rochester, NY 14618-4850

Robert A. Schwartz

  • 2468 East Henrietta Road, Rochester, NY 14623

Charles C. Welch

  • 1722 Lake Rd., Ste. 5, Hamlin, NY 14464

Ross and Gould-Ross

  • 16 East Main Street, Suite 950, Rochester, NY 14614

Lawyers At This Firm

James J. Rizzo

  • 31 Main St., E., Rochester, NY 14614-1301

Lacy Katzen LLP

  • 6966 West Bergen Road, Bergen, NY 14416-9441

Law Office of John A. Annechino

  • 311 South Washington Street, East Rochester, NY 14445

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Additional Resources

Looking for Bankruptcy Lawyers in Irondequoit?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
83 %

260 Client Reviews

PEER REVIEWS
4.4

2390 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

How long do I have to wait to refile for bankruptcy?

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Answered by attorney Theodore L. Araujo (Unclaimed Profile)
Bankruptcy lawyer at Theodore Lyons Araujo
While you must wait at least 8 years between filing two chapter 7 (11 USC 727(a)(8)) bankruptcies (assuming you got your discharge) you need only wait two years between Chapter 13 cases (11 USC 1328(f)(2)) 4 years between a 7 and a 13 (11 USC 1328(f)(1)) and six years between a 13 and a 7 (if the percentage to the unsecured creditors was under 70%) (11 USC 727(a)(9)). Please make sure you consult an attorney because you must fall under the definition of a debtor and you may have to take extra steps not normally performed in a Bankruptcy in order to make sure you are protected by the automatic stay (11 USC 362 et seq.) These times may also be greatly shortened if you did not get a discharge in the first case.
While you must wait at least 8 years between filing two chapter 7 (11 USC 727(a)(8)) bankruptcies (assuming you got your discharge) you need only wait two years between Chapter 13 cases (11 USC 1328(f)(2)) 4 years between a 7 and a 13 (11 USC 1328(f)(1)) and six years between a 13 and a 7 (if the percentage to the unsecured creditors was under 70%) (11 USC 727(a)(9)). Please make sure you consult an attorney because you must fall under the definition of a debtor and you may have to take extra steps not normally performed in a Bankruptcy in order to make sure you are protected by the automatic stay (11 USC 362 et seq.) These times may also be greatly shortened if you did not get a discharge in the first case.
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When Chap 13 Plan expires but new Creditor emerges and Trustee extends plan does extension renew payment schedule for prior Plan Creditors?

Michael D. Siegel
Answered by attorney Michael D. Siegel
Bankruptcy lawyer at Siegel & Siegel, P.C.
It depends on the plan terms.  While the bankruptcy is open, you are stayed from actions against the debtor under state law, like garnishment.
It depends on the plan terms.  While the bankruptcy is open, you are stayed from actions against the debtor under state law, like garnishment.

Will a discharged chapter 7 bankruptcy protect us from foreclosure?

default-avatar
Answered by attorney Jay William Moreland (Unclaimed Profile)
Bankruptcy lawyer at Jay W. Moreland, P.A.
Yes, the bankruptcy will protect you. A secured creditor is still entitled to get its security back, however. The bankruptcy does not eliminate the lien. It does eliminate your personal liability on the debt. Thus they will only be able to get the property back. If you owe more than the property is worth, that excess has been discharged in bankruptcy. So they cannot garnish your wages, etc. If you do not sign a deed in lieu of foreclosure, the creditor will have to go to the expense of foreclosing on the mortgage to get the property back. If you do sign the deed in lieu, you will save the lender time and money. In either case you will not owe more. One exception for real estate is homeowner's association fees. Since those generally occur on a monthly basis, each month is a new bill. So every bill for condo fees or homeowner's association dues that occurs after you filed your bankruptcy is not covered by your bankruptcy discharge. It is a post petition debt. In most cases the person who gets the property back will end up paying the condo fees to clear up the debt in order to sell the property. The condo association or homeowner's association may not be willing to wait that long. If that happens, they may sue you and your bankruptcy won't stop it.
Yes, the bankruptcy will protect you. A secured creditor is still entitled to get its security back, however. The bankruptcy does not eliminate the lien. It does eliminate your personal liability on the debt. Thus they will only be able to get the property back. If you owe more than the property is worth, that excess has been discharged in bankruptcy. So they cannot garnish your wages, etc. If you do not sign a deed in lieu of foreclosure, the creditor will have to go to the expense of foreclosing on the mortgage to get the property back. If you do sign the deed in lieu, you will save the lender time and money. In either case you will not owe more. One exception for real estate is homeowner's association fees. Since those generally occur on a monthly basis, each month is a new bill. So every bill for condo fees or homeowner's association dues that occurs after you filed your bankruptcy is not covered by your bankruptcy discharge. It is a post petition debt. In most cases the person who gets the property back will end up paying the condo fees to clear up the debt in order to sell the property. The condo association or homeowner's association may not be willing to wait that long. If that happens, they may sue you and your bankruptcy won't stop it.
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