AV Preeminent Peer Rated Attorneys
Victor Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Victor Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Victor Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Dentino, Cammarata & Fazio, LLP

4.7
80 Reviews

  • Serving Victor, NY and Ontario County, New York

  • Law Firm with 5 lawyers3 awards

  • Providing compassionate yet effective divorce and family law services. During COVID-19 we are OPEN and actively able to schedule phone and video consultations with new clients.... Read More

  • Bankruptcy LawyersCriminal and Traffic Law, Family Law and Divorce, and 7 more

Ross Cammarata
Bankruptcy Lawyer
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Paul D. Fuller, Attorney at Law

  • Victor, NY 14564

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Looking for Bankruptcy Lawyers in Victor?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
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2 Client Reviews

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4.4

11 Peer Reviews

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Will his bankruptcy affect the profit of my home sale?

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Answered by attorney Ronald Karl Nims (Unclaimed Profile)
Bankruptcy lawyer at Ronald K. Nims
The first question is, why did your ex quit claim his part of the house to you? If it was part of the divorce settlement, you're OK. If he just handed it to you with no reason, the trustee in his bankruptcy might be asking for 1/2 the house to be turned over to him/her. Assuming that's not a problem, since you own the house, all of the profit on the sale is yours. There is a $500,000 exemption for the profit on the sale of your primary residence, so you probably won't have to pay any income tax on the sale.
The first question is, why did your ex quit claim his part of the house to you? If it was part of the divorce settlement, you're OK. If he just handed it to you with no reason, the trustee in his bankruptcy might be asking for 1/2 the house to be turned over to him/her. Assuming that's not a problem, since you own the house, all of the profit on the sale is yours. There is a $500,000 exemption for the profit on the sale of your primary residence, so you probably won't have to pay any income tax on the sale.
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Can I file bankruptcy after starting a short sale?

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Answered by attorney D. Nathan Davis (Unclaimed Profile)
Bankruptcy lawyer at Davis Law Firm
You can file bankruptcy after starting the short sale process. The question is why you may want to file bankruptcy? Short sales may help you buy another home in the future. Short sales may also cause you to have a tax liability from "forgiveness of indebtedness" income taxes. The lender agreeing to the short sale may also demand a judgment against you as a condition of agreeing to the short sale. The real estate agent and the lender always come out ahead. The reason is the agent gets a commission. The lender will not accept a short sale if less is received from the short sale than the lender believes it will receive after completing a foreclosure. You need to consult with an attorney to determine what is in your best interest. I expect the real estate agent and the lender who are knowledgeable about this situation to look after their interest. You need an attorney who will look out for your interest.
You can file bankruptcy after starting the short sale process. The question is why you may want to file bankruptcy? Short sales may help you buy another home in the future. Short sales may also cause you to have a tax liability from "forgiveness of indebtedness" income taxes. The lender agreeing to the short sale may also demand a judgment against you as a condition of agreeing to the short sale. The real estate agent and the lender always come out ahead. The reason is the agent gets a commission. The lender will not accept a short sale if less is received from the short sale than the lender believes it will receive after completing a foreclosure. You need to consult with an attorney to determine what is in your best interest. I expect the real estate agent and the lender who are knowledgeable about this situation to look after their interest. You need an attorney who will look out for your interest.
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Should I improve my chapter 7 property that hasn't been reaffirmed?

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Answered by attorney Ronald Karl Nims (Unclaimed Profile)
Bankruptcy lawyer at Ronald K. Nims
First, you don't have a choice; all debts are included in a bankruptcy. It's not pick and chose like a restaurant menu. Second, if your house is worth more than the amount of the mortgage, selling would be no problem.
First, you don't have a choice; all debts are included in a bankruptcy. It's not pick and chose like a restaurant menu. Second, if your house is worth more than the amount of the mortgage, selling would be no problem.
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