AV Preeminent Peer Rated Attorneys
Farmington Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Farmington Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Farmington Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Dentino, Cammarata & Fazio, LLP

4.7
80 Reviews

  • Serving Farmington, NY and Ontario County, New York

  • Law Firm with 5 lawyers3 awards

  • Providing compassionate yet effective divorce and family law services. During COVID-19 we are OPEN and actively able to schedule phone and video consultations with new clients.... Read More

  • Bankruptcy LawyersCriminal and Traffic Law, Family Law and Divorce, and 7 more

Ross Cammarata
Bankruptcy Lawyer
Compare with other firms

Thomas A. Corletta

4.4
42 Reviews

  • 1235 Route 332, Farmington, NY 14425+1 location

  • Law Firm with 1 lawyer3 awards

  • A law firm practicing bankruptcy law.

  • Bankruptcy LawyersDriving While Intoxicated, Criminal Defense, and 5 more

Thomas A. Corletta Esq.
Bankruptcy Lawyer
Compare with other firms

Your legal solution starts here.

Get professional advice by contacting an attorney today.

ADVERTISEMENT
Ask a Lawyer

Additional Resources

Looking for Bankruptcy Lawyers in Farmington?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
84 %

4 Client Reviews

PEER REVIEWS
4.4

11 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Who is responsible for the debt now that my ex-wife was dead but I was listed as the main debtor?

default-avatar
Answered by attorney Roberta Ohlinger-Johnson (Unclaimed Profile)
Bankruptcy lawyer at Harris, Yug & Ohlinger
Unfortunately you are. But you should also be able to take possession of both, although the house may be a bit more tricky depending on how it was titled.
Unfortunately you are. But you should also be able to take possession of both, although the house may be a bit more tricky depending on how it was titled.
Read More Read Less

If file chapter 7 and wanted to continue making my payments on car, attorney had me sign affirmation, does it affect my co borrower?

default-avatar
Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
I am amazed that you did not READ the agreement before you signed it, as it completely explains what it is. It is a contract stating that you remain legally obligated for the debt as if you had never filed bankruptcy.
I am amazed that you did not READ the agreement before you signed it, as it completely explains what it is. It is a contract stating that you remain legally obligated for the debt as if you had never filed bankruptcy.
Read More Read Less

My ex wife discharged the mortgage in ch 7 I filed and reaffirmed she now thinks I need to refinance to get her off mortgage so she can buy a house

William Eugene Maddox
Answered by attorney William Eugene Maddox (Unclaimed Profile)
Bankruptcy lawyer at William E. Maddox, Jr. LLC, Attorney at Law
There should be no need for you to refinance.  Secured debt that is not reaffirmed, such as a mortgage, should reflect on your wife's credit report as 'included in bankruptcy' and show a $0 balance, and not drop off her credit for approximately 7-10 years.  She should dispute the reporting online with the credit bureaeus if this is not how it is being reported.  Some companies will delete the reporting all together but that is not required.   Anyone running her credit for the pupose of obtaining a mortgage should understand the non reaffirmed debt reporting and understand that she is not responsible for the debt.  She will likely have to provide a copy of the discharge order and possibly a copy of the petition and Statement of Intent which states her surrender of her interest in the property/mortgage.
There should be no need for you to refinance.  Secured debt that is not reaffirmed, such as a mortgage, should reflect on your wife's credit report as 'included in bankruptcy' and show a $0 balance, and not drop off her credit for approximately 7-10 years.  She should dispute the reporting online with the credit bureaeus if this is not how it is being reported.  Some companies will delete the reporting all together but that is not required.   Anyone running her credit for the pupose of obtaining a mortgage should understand the non reaffirmed debt reporting and understand that she is not responsible for the debt.  She will likely have to provide a copy of the discharge order and possibly a copy of the petition and Statement of Intent which states her surrender of her interest in the property/mortgage.
Read More Read Less