Carrollton, GA Bankruptcy Law Firms & Lawyers

Yes you can file bankruptcy by yourself.  Your spouse's income will factor into your eligibility for which chapter of bankruptcy you can file, but they do not have to file with you.  As to how it will affect the non-filing spouse's credit, that depends on a number of factors including the laws of your state with regard to property and debts and how you incurred those debts during your marriage. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau. 

You can file bankruptcy if you qualify and discharge your dischargeable debts, ie some debts are not dischargeable. Im happy to discuss these and any other issues you have. Please call to schedule a free consultation.

If the car was in your name first, and was an asset with equity, then what you did was considered a fraudulent conveyance. However in order to pursue you, they need to file an action against you. Generally the action is an Adversary Proceeding. However , if you are asking how to discharge the deficiency debt on the vehicle after surrendering the car to the bank, then it depends on who the debt is under and how this was handled. While your question is somewhat unclear, it sounds as though you are trying to have your cake and eat it too. You need a lawyer. Thanks for tuning in!