Carrollton, GA Bankruptcy Law Firms & Lawyers

They're bottom-feeders. They can't show up and take you to court, and your debts have nothing to do with the assistance you receive. Is your daughter a co-signer? If not, they need to leave her out of it. Send them a letter telling them to provd the debt and how it was calculayed, demand to sed your agreement to pay as well as a copy of the alleged emails. Then tell them not to call you. Send it certified, return receipt requested; if they don't respond appropriatey within 30 days, they're barred from further action. And if they call again making threats before you get the letter out, tell them to come on over and you'll have the police waiting for them.

Bankruptcy might be an avenue for you to investigate. Please understand that this is a very complicated process. It is wise to talk to an experienced bankruptcy attorney before deciding to take this important step. Most Arizona bankruptcy attorneys offer a free consultation about the basics of bankruptcy.

Bankruptcy prior to foreclosure may well be the best option. For one thing, there could be negative tax consequences of foreclosure, short sale or deed in lieu. Consult with an accountant first and then a bankruptcy attorney.