AV Preeminent Peer Rated Attorneys
Sebring Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Sebring Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Sebring Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Swaine, Harris & Wohl, P.A.

4.8
72 Reviews

  • 425 South Commerce Avenue, Sebring, FL 33870-3702+1 location

  • Law Firm with 5 lawyers2 awards

  • The law firm of Swaine, Harris & Wohl, P.A. was formed in 1990 as a merger of solo practitioner firms of J. Michael Swaine and Bert J. Harris, III. Since then, the firm has... Read More

  • Bankruptcy LawyersAgricultural Law, Business Law and Corporate Litigation, and 13 more

Jack Swaine
Bankruptcy Lawyer
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Looking for Bankruptcy Lawyers in Sebring?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
69 %

8 Client Reviews

PEER REVIEWS
4.3

85 Peer Reviews

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Do I have to pay that lien off to buy the house and how should I proceed?

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Answered by attorney Alan Emmerson Ramos (Unclaimed Profile)
Bankruptcy lawyer at Alan E. Ramos Law Offices
It is up to the holder of the lien whether or not to release the lien without full payment. They can require full payment or release the lien for a partial payment.
It is up to the holder of the lien whether or not to release the lien without full payment. They can require full payment or release the lien for a partial payment.
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What can we do about the second mortgage?

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Answered by attorney Jeffrey M. Cook (Unclaimed Profile)
Bankruptcy lawyer at J.M. Cook, P.A.
If I understand correctly, you are trying to do a deed in lieu to the first mortgage holder. This will not work and won't be accepted by the bank. In a foreclosure, the first could avoid the second lien. A deed in lieu would simply put them in the same position as you and the second lien would still attach.
If I understand correctly, you are trying to do a deed in lieu to the first mortgage holder. This will not work and won't be accepted by the bank. In a foreclosure, the first could avoid the second lien. A deed in lieu would simply put them in the same position as you and the second lien would still attach.
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What can I do if the creditors did not show up to the meeting?

Max L Rosenberg
Answered by attorney Max L Rosenberg
Bankruptcy lawyer at Rosenberg Hite, LLC
Clearly you do not have an attorney or you would know that 99% of the time creditors do not show up at the creditors meeting. As far as what you should do now, you have no choice but to wait and hope that nothing else happens in your bankruptcy. It is out of your hands. All you must do is comply with the trustee.
Clearly you do not have an attorney or you would know that 99% of the time creditors do not show up at the creditors meeting. As far as what you should do now, you have no choice but to wait and hope that nothing else happens in your bankruptcy. It is out of your hands. All you must do is comply with the trustee.
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