AV Preeminent Peer Rated Attorneys
Winter Haven Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Winter Haven Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Winter Haven Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
  • 501 Avenue S, NW, Winter Haven, FL 33881

  • Law Firm with 2 lawyers4 awards

  • Offices in Clermont, Leesburg, Haines City & Winterhaven

  • Bankruptcy LawyersForeclosures, Bankruptcy Chapter 7, and 2 more

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  • Serving Winter Haven, FL and Polk County, Florida

  • Law Firm with 5 lawyers2 awards

  • A new approach to business advocacy.

  • Bankruptcy LawyersBanking Law, Creditors' Rights Law, and 3 more

  • Serving Winter Haven, FL and Polk County, Florida

  • Law Firm with 4 lawyers2 awards

  • Practicing throughout Central Florida Since 1985

  • Bankruptcy LawyersReal Estate, Real Property, and 86 more

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  • Serving Winter Haven, FL and Polk County, Florida

  • Law Firm with 1 lawyer3 awards

  • Experienced Florida Law Firm. Providing Quality Legal & Mediation Services Across Florida Since 2010.

  • Bankruptcy LawyersReal Estate, Commercial Real Estate, and 28 more

David Befeler
Bankruptcy Lawyer
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Sperry Law Firm

5.0
22 Reviews
  • Serving Winter Haven, FL and Polk County, Florida

  • Law Firm with 2 lawyers2 awards

  • Providing prompt legal services in Real Estate Law, Estate Planning, and Business Law to clients throughout the Tampa Bay Area for over 20 years. At Sperry Law firm our clients are... Read More

  • Bankruptcy LawyersReal Estate Transactions / Title Insurance, Commercial Real Estate Transactions, and 121 more

Bruce J. Sperry
Managing Partner
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  • Serving Winter Haven, FL and Polk County, Florida

  • Law Firm with 1 lawyer1 award

  • Don't face the stress of serious financial problems on your own. Schedule a free initial consultation with our highly skilled attorneys to help you determine the best course of... Read More

  • Bankruptcy LawyersGeneral Practice, Probate and Trust Litigation, and 15 more

  • Free Consultation

  • Offers Video

Pierce Guard Jr.
Bankruptcy Lawyer
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  • 395 Avenue C, N.W., Winter Haven, FL 33881

  • 6039 Cypress Gardens Boulevard, Suite 152, Winter Haven, FL 33884

  • 123 Ave. C, Southwest, Winter Haven, FL 33882-1151

  • 213 Avenue D, South West, Winter Haven, FL 33880

  • 332 3rd St. N.W., Winter Haven, FL 33881-4002

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Looking for Bankruptcy Lawyers in Winter Haven?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
87 %

86 Client Reviews

PEER REVIEWS
4.7

89 Peer Reviews

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

How much debt is required to file bankruptcy?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
Although bankruptcy laws do not state how much or how little debt you must have, filing bankruptcy for less than $10K is, in my opinion, not a smart idea. You don't have to file bankruptcy to not pay your debts, and it could be very difficult to get you to pass the criteria for being eligible to file, which is "are you able to pay 25% of this debt off in 5 years?" That amounts to a payment of less than $42/month based on the numbers you provided. In addition, you are only eligible to obtain a bankruptcy discharge once every 8 years. What if you have a medical emergency a few months after you discharged this small amount of debt, leaving you in worse shape than you were in before?
Although bankruptcy laws do not state how much or how little debt you must have, filing bankruptcy for less than $10K is, in my opinion, not a smart idea. You don't have to file bankruptcy to not pay your debts, and it could be very difficult to get you to pass the criteria for being eligible to file, which is "are you able to pay 25% of this debt off in 5 years?" That amounts to a payment of less than $42/month based on the numbers you provided. In addition, you are only eligible to obtain a bankruptcy discharge once every 8 years. What if you have a medical emergency a few months after you discharged this small amount of debt, leaving you in worse shape than you were in before?
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Do I have to sell my home if I filed a chapter 7 bankruptcy?

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Answered by attorney Robert Jason De Groot (Unclaimed Profile)
Bankruptcy lawyer at R. Jason de Groot, P.A.
No, you do not have to sell your home if you file a Chapter 7 Bankruptcy in Florida. Indeed, one of the beauties of Florida law is the homestead exemption. Your home is exempt from the claims of creditors, and you should claim the exemption if you file bankruptcy.
No, you do not have to sell your home if you file a Chapter 7 Bankruptcy in Florida. Indeed, one of the beauties of Florida law is the homestead exemption. Your home is exempt from the claims of creditors, and you should claim the exemption if you file bankruptcy.
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Is it possible to sell my house before filling bankruptcy? Or will this create a bad situation with the future trustee?

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Answered by attorney Philip Rory Boardman (Unclaimed Profile)
Bankruptcy lawyer at Haven Law Group, P.C.
You should probably file first and then sell. If you sell first, you will need to wait a full year to file the bankruptcy.
You should probably file first and then sell. If you sell first, you will need to wait a full year to file the bankruptcy.