Niceville, FL Bankruptcy Law Firms & Lawyers

If both names are on the loan, you both have responsibility on the note. Judge may order him to pay but he can file for bankruptcy the day after the Final Judgment is entered and place 100% on you.

The Insecta and Canis lupus familiaris issues may be peculiar, but changed circumstances and difficulty sustaining a plan are not unusual; hopefully you have counsel that could advise you specifically as to the best course: e.g. post-confirmation modification of your plan, conversion to chapter 7, hardship discharge, or dismissal. Within the equation consider: liability and ensuing new post-petition debt from the dog bite. This answer (by San Diego bankruptcy attorney, Asaph Abrams) doesn't address all facts & implications of the question; it's general info, not legal advice to be relied upon. It creates no attorney-client relationship; it may be pertinent to CA and/or its Southern District Bankruptcy Court only, and it's independent of other answers. It may be time sensitive, as in past the "Use by" date: laws and case law change. Hire legal counsel before acting or refraining from bankruptcy/legal action.

You are skating on very thin ice. You need a bankruptcy attorney and simply cannot be helped much without one. Converting from a 7 to a 13 is ridiculous. When you file a 7, the trustee can seize any assets that are not exempt. The trustee will probably seize both bank accounts, and anything else that is not exempt, or try to make a deal with you.