AV Preeminent Peer Rated Attorneys
Grass Valley Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Grass Valley Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Grass Valley Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Frank Law Group, P.C.

4.7
4 Reviews

  • 1517 Lincoln Way, Auburn, CA 95603

  • Law Firm with 3 lawyers1 award

  • Experience that gets results.

  • Bankruptcy LawyersEnvironmental Contamination, Hazardous Waste Liability, and 12 more

David E. Frank
Bankruptcy Lawyer
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Bob Litchfield Law Offices

  • 161 Palm Avenue, Suite 1, Auburn, CA 95603

Law Offices of David Springfield

  • 12896 Rices Crossing Rd., Ste. 660, Oregon House, CA 95962

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Guttenberg & Colvin LLP

  • 16790 Placer Hill Road, Suite D, Meadow Vista, CA 95722

Law Offices of Thomas Norton

  • 305 Railroad Ave., Ste. 4, Nevada City, CA 95959-2956

Robert L. Litchfield, Jr., Attorney at Law

  • 560 Auburn Ravine Road, Auburn, CA 95603

Law Offices of Stephen J. Johnson

  • 13620 Lincoln Way, Ste. 220, Auburn, CA 95603

Richard D. Steffan

  • 389 Auburn Ravine Rd., Auburn, CA 95603-3715

Law Office of Denise L. Esrey

  • 22933 W. Hacienda Drive, Grass Valley, CA 95949

James F. Bunnell, II

  • 130 Martindale Ln., Auburn, CA 95603

Oak View Law Group

  • 11899 Edgewood Road, Suite L4, Auburn, CA 95603

Paul Cooke Wilkins, P.C.

  • 18598 Lake Forest Dr., Penn Valley, CA 95946-9458

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Looking for Bankruptcy Lawyers in Grass Valley?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
100 %

2 Client Reviews

PEER REVIEWS
4.4

22 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Is it legal to continue billing me for mortgage if I included it in chapter 7?

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Answered by attorney Marc S Stern (Unclaimed Profile)
Bankruptcy lawyer at The Law Office of Marc S. Stern
Even though the personal liability is discharged, the lien on the property remains. If you do not make the payments, the lien can be foreclosed. Whether the lender bills you are not is a different question. Look carefully at the bill. They may have some language that says that they are providing information.
Even though the personal liability is discharged, the lien on the property remains. If you do not make the payments, the lien can be foreclosed. Whether the lender bills you are not is a different question. Look carefully at the bill. They may have some language that says that they are providing information.
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What should we do if we filed chapter 7 bankruptcy on a credit card they are wanting us to reaffirm that debt?

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Answered by attorney Asaph Orion Abrams (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Asaph Abrams
Reaffirmations defeat the purpose of debt relief and are generally not advised; the general disincentive applies more-so with credit cards/unsecured debts. Reaffirmations are voluntary. It's pretty much bad faith for a credit card company to request reaffirmation in the first place.
Reaffirmations defeat the purpose of debt relief and are generally not advised; the general disincentive applies more-so with credit cards/unsecured debts. Reaffirmations are voluntary. It's pretty much bad faith for a credit card company to request reaffirmation in the first place.
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What are charge-offs as indicated on one's credit report?

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Answered by attorney Michael Burton McFarland (Unclaimed Profile)
Bankruptcy lawyer at Michael B. McFarland, PA
Charge-offs are just bookkeeping entries, where the holder of the debt removes the claim from its receivable accounts. In many cases, the claims are sold to third-party debt collectors for pennies on the dollar, and those collectors may still come after you. Generally, any negative credit notes are removed after the required time - 7 years for most of them, 10 years for a Chapter 7 bankruptcy filing. If your credit is in the tank, however, a bankruptcy filing may result in an improvement in your score after a year or so, because the "ding" on your score from the bankruptcy supersedes the other negatives. Before deciding on a bankruptcy, though, you should consult with an experienced bankruptcy attorney to get a full understanding of the process.
Charge-offs are just bookkeeping entries, where the holder of the debt removes the claim from its receivable accounts. In many cases, the claims are sold to third-party debt collectors for pennies on the dollar, and those collectors may still come after you. Generally, any negative credit notes are removed after the required time - 7 years for most of them, 10 years for a Chapter 7 bankruptcy filing. If your credit is in the tank, however, a bankruptcy filing may result in an improvement in your score after a year or so, because the "ding" on your score from the bankruptcy supersedes the other negatives. Before deciding on a bankruptcy, though, you should consult with an experienced bankruptcy attorney to get a full understanding of the process.
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