AV Preeminent Peer Rated Attorneys
Crawfordville Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Crawfordville Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Crawfordville Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Coniglio & Associates, P.A.

  • 92 Royster Dr., Crawfordville, FL 32327-4625

Penson, Duchemin & Davis, P.A.

  • 17 High Drive, Suite C, Crawfordville, FL 32326

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Looking for Bankruptcy Lawyers in Crawfordville?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Can you keep your home but include an equity line of credit on your home in a bankruptcy?

Walter F. Benenati
Answered by attorney Walter F. Benenati
Bankruptcy lawyer at Benenati Law Firm A Professional Association
Yes, when you file Chapter 13, if your primary home is appraised at below what you owe on your first mortgage, a judge can declare the second mortgage / equity line of credit unsecured and thus, eliminate it after the completion of your Chapter 13 payment plan. Keep in mind, you cannot eliminate the second mortgage in a Chapter 7 bankruptcy. A Chapter 13 is a reorganization of debt through the Federal Government and can vastly improve your situation by addressing your current debt, possibly eliminating the second mortgage of your home, and at least in my Federal District, even modify your first mortgage.
Yes, when you file Chapter 13, if your primary home is appraised at below what you owe on your first mortgage, a judge can declare the second mortgage / equity line of credit unsecured and thus, eliminate it after the completion of your Chapter 13 payment plan. Keep in mind, you cannot eliminate the second mortgage in a Chapter 7 bankruptcy. A Chapter 13 is a reorganization of debt through the Federal Government and can vastly improve your situation by addressing your current debt, possibly eliminating the second mortgage of your home, and at least in my Federal District, even modify your first mortgage.
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Can we be forced to file a chapter 7 bankruptcy?

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Answered by attorney William Monroe Rubendall (Unclaimed Profile)
Bankruptcy lawyer at William Rubendall Attorney at Law
Whether or not you are disabled there is no work requirement for persons filing chapter 7. Before filing be sure that you pass the means test. The schedules I and J will list all current income and expenses. If there is no excess income you are allowed to file chapter 7.
Whether or not you are disabled there is no work requirement for persons filing chapter 7. Before filing be sure that you pass the means test. The schedules I and J will list all current income and expenses. If there is no excess income you are allowed to file chapter 7.
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What can I do about old credit card debt if I filed for a chapter 7 bankruptcy?

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Answered by attorney Roger J Bus (Unclaimed Profile)
Bankruptcy lawyer at Debt Relief Law Center
If your previous case was filed before May, 2004, you need to immediately consult a bankruptcy attorney and consider filing another Chapter 7.
If your previous case was filed before May, 2004, you need to immediately consult a bankruptcy attorney and consider filing another Chapter 7.