West, TX Personal Injury Law Firms & Lawyers

If you are Pro Se you should attend any and all hearings on your case so that you understand what the situation is and where you currently stand with the lawsuit. As far as working out a payment plan I do not believe that there is a requirement that either the original creditor or the debt collector work out a payment plan. As far as the MSJ, you can attend the hearing and argue that they do not have enough evidence for a summary judgment and the matter needs to go to trial. However, this would depend on how the questions to the discovery were answered. I would suggest consulting an attorney so that they can possibly object to the summary judgment evidence and push the issue to trial. They can seize any assets that are not protected by Texas law. The 401K should be protected but they can file a writ of garnishment against your bank and seize any money in your bank account. If you have substantial debts and not a lot of assets you should consult with an attorney about possibly filing a Chapter 7 or Chapter 13 bankruptcy.

You most definitely have certain rights under the law and the insurance policies involved, including medical bill coverage, lost wages, and a possibly pain and suffering claim against the at fault party. You should contact an experienced personal injury firm immediately for a free consultation.

Yes. Generally speaking, homeowners' insurance provides coverage for liability and medical expenses arising from bodily injury sustained by a third party while on the insureds' property. However, it is possible that your insurance company may attempt to allege that this act is excluded from coverage because it was an "intentional" act. Intentional acts are excluded from Texas homeowners' insurance policies. Regarding your second question of parent-child liability, as a general rule minors are civilly responsible for their own torts. However, a parent can be liable for the acts of a child under various theories of liability including but not limited to negligent conduct, willful & malicious conduct, and a duty to control the child.