Malakoff, TX Personal Injury Law Firms & Lawyers

First, file a report with the police if you have not already done so. Then, file a no-fault claim with your insurance company. It doesn't matter that it was the other driver's fault; that's why they call it "no-fault". Notify your insurance company, get a claim number and a benefits application, fill it out right away and send it in. You may not be able to answer every question, such as "amount of medical expenses" if you haven't had any yet, just do the best you can and send it in immediately. Then, get the medical treatment you need. As long as the doctor signs that the treatment is medically necessary and related to the accident, you are covered. You can only recover financially from an injury if you have what is considered a "serious injury" as that term is defined by law. This includes death, miscarriage, fractures, a total disability that lasts 90 days or a permanent partial disability. The injury must be confirmed by objective medical proof such as an x-ray, MRI, CT scan or nerve conduction study.

Why would you sue your dear sister? What did she do or not do that contributed to the injury? If your son was horsing around, and fell, injuring himself, that is not negligence. Too bad Obamacare won't kick in soon enough. If you sister has homeowners' or renter's insurance, there may be coverage for medical expenses for any injuries that occur on the premises, regardless who is at fault.