Little Valley, CA Personal Injury Law Firms & Lawyers

You may have a claim for negligence. The compensation to which you may be entitled are all of your out-of-pocket losses which is to say your medical bill to fix the problem and any lost wages, plus general damages for pain and suffering. Do not accept any offer of settlement without first consulting an attorney, because you are probably being bought off cheap.

Liability is clear. So, it seems, at trial the defendant would lose; the insurance company would pay the $30,000 policy amount and the attorney fees to defend her. Offering $50,000 to settle? The insurance company is putting nothing at risk. As for the medical bills her husband's insurance has paid, the defendant's insurance reimburses that company !00% and does not pay a compromise amount as it might have done. Insurance companies always offer ridiculously low amounts to settle, to test the intelligence and will-power of the injured person and to test the competence of the injured person's attorney and whether he/she is lazy. Her attorney should revoke the $110,000 settlement offer until he explains to her thoroughly why she should settle at any amount. The attorney should explain if he has found a way to hold the insurance company liable to pay beyond the policy limits. If he has, a good tactic is to prepare for trial. On or about the day for trial the insurance company often offers a much bigger amount to settle.