AV Preeminent Peer Rated Attorneys
Wiggins Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Wiggins Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Wiggins Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
  • 620 State St., Fort Morgan, CO 80701-3047

  • 106 E. Kiowa Avenue, Fort Morgan, CO 80701

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Looking for Bankruptcy Lawyers in Wiggins?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

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3.9

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Will chapter 7 discharge the debts including the title loan and allow us to keep our vehicle as it's our primary vehicle?

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Answered by attorney Robert Martin Louque (Unclaimed Profile)
Bankruptcy lawyer at The Louque Law Firm, L.L.C.
If you used the title to a vehicle as collateral for a loan the "title loan" lender is actually a secured creditor and is entitled to the vehicle if you cannot pay them, even if you discharge your personal responsibility in a Chapter 7 bankruptcy. If you file a Chapter 7 and you cannot pay the title loan back you lose the vehicle unless the lender is feeling generous.
If you used the title to a vehicle as collateral for a loan the "title loan" lender is actually a secured creditor and is entitled to the vehicle if you cannot pay them, even if you discharge your personal responsibility in a Chapter 7 bankruptcy. If you file a Chapter 7 and you cannot pay the title loan back you lose the vehicle unless the lender is feeling generous.
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Will I be in trouble for my relative's debts?

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Answered by attorney William Monroe Rubendall (Unclaimed Profile)
Bankruptcy lawyer at William Rubendall Attorney at Law
Unless you co-sign you are not liable on someone else's debts with the exception of community property.
Unless you co-sign you are not liable on someone else's debts with the exception of community property.

What is a code warning code 3 on a home loan after bankruptcy?

Giovanni Orantes
Answered by attorney Giovanni Orantes (Unclaimed Profile)
Bankruptcy lawyer at Orantes Law Firm
Banks have their own internal "warning" codes. Only the bank can answer what that code means. Once you know that, you can post a question based on that. However, if you listed the debt against your house in the 13, even though you kept making payments on your house, your debt to the bank secured by the house should have been discharged unless you signed a reaffirmation agreement specifically reaffirming the debt secured by the house, which I don't know any lawyer who would suggest that as to a debtor's residence. If you do a deed in lieu, there should be little effect to you as the debt was already discharged anyway. What that means is that you do not have any liability for the debt secured by the house at your personal level, but the house does continue to be security for the bank, which can proceed to foreclose, etc.
Banks have their own internal "warning" codes. Only the bank can answer what that code means. Once you know that, you can post a question based on that. However, if you listed the debt against your house in the 13, even though you kept making payments on your house, your debt to the bank secured by the house should have been discharged unless you signed a reaffirmation agreement specifically reaffirming the debt secured by the house, which I don't know any lawyer who would suggest that as to a debtor's residence. If you do a deed in lieu, there should be little effect to you as the debt was already discharged anyway. What that means is that you do not have any liability for the debt secured by the house at your personal level, but the house does continue to be security for the bank, which can proceed to foreclose, etc.
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