AV Preeminent Peer Rated Attorneys
Shepherd Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Usiak Law Firm

3.8
6 Reviews
  • 204 North Drew Avenue, Livingston, TX 77351, U.S.A.

  • Law Office with 1 lawyer1 award

  • Bankruptcy, Mediation

  • Bankruptcy LawyersMediation, Family Mediation and 1 more

  • Free Consultation

  • Offers Video

Daniel Usiak Jr.
Bankruptcy Lawyer
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  • 209 E. Hanson, Cleveland, TX 77328-1676, U.S.A.

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Looking for Bankruptcy Lawyers in Shepherd?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
67 %

3 Client Reviews

PEER REVIEWS
4.4

 

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

How much is a credit card and utility bankruptcy cost?

Answered by attorney Marjorie A. Guymon
Bankruptcy lawyer at Goldsmith & Guymon, P.C.
There is no such thing. Bankruptcy costs the same, regardless of your debt. It should cost your around $2500.
There is no such thing. Bankruptcy costs the same, regardless of your debt. It should cost your around $2500.

How do I get a bankruptcy off of my credit report?

Pamela L. Stewart
Answered by attorney Pamela L. Stewart (Unclaimed Profile)
Bankruptcy lawyer at Pamela L. Stewart, Attorney at Law
Unfortunately, you can't get the bankruptcy off your credit report. By law, credit reporting agencies have the right to report a bankruptcy for ten years from the date the case was filed. The bankruptcy is a part of your credit history - you don't dispute the fact that you filed for bankruptcy. Two years after bankruptcy is a very short time to expect to be obtaining credit and loans - especially considering where the economy is. Even if your credit was just okay, I doubt you would be able to get a mortgage loan at this point. Give it time, as your bankruptcy ages, it will have less weight on your credit score. Meanwhile, you should pay on time for whatever debt, bills you may have.
Unfortunately, you can't get the bankruptcy off your credit report. By law, credit reporting agencies have the right to report a bankruptcy for ten years from the date the case was filed. The bankruptcy is a part of your credit history - you don't dispute the fact that you filed for bankruptcy. Two years after bankruptcy is a very short time to expect to be obtaining credit and loans - especially considering where the economy is. Even if your credit was just okay, I doubt you would be able to get a mortgage loan at this point. Give it time, as your bankruptcy ages, it will have less weight on your credit score. Meanwhile, you should pay on time for whatever debt, bills you may have.
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If you're in a Chapter 7 bankruptcy plan, can you file a Chapter 13 instead?

Katharine Renee Granger
Answered by attorney Katharine Renee Granger (Unclaimed Profile)
Bankruptcy lawyer at Granger Law Firm LLC
If the chapter 7 case has not been closed, you can convert to chapter 13. Discuss with an attorney to find out if that is the best option for you.
If the chapter 7 case has not been closed, you can convert to chapter 13. Discuss with an attorney to find out if that is the best option for you.