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Newark Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Newark Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Newark Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Thomas A. Corletta

4.4
42 Reviews
  • 1235 Route 332, Farmington, NY 14425+1 location

  • Law Firm with 1 lawyer3 awards

  • A law firm practicing bankruptcy law.

  • Bankruptcy LawyersDriving While Intoxicated, Criminal Defense, and 5 more

Thomas A. Corletta Esq.
Bankruptcy Lawyer
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  • 1399 Monroe Ave., Rochester, NY 14618

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  • 290 Linden Oaks, 1st Fl., Rochester, NY 14625-2815

  • 540 S. Main St., Canandaigua, NY 14424-2203

  • 20 W. Main St., Waterloo, NY 13165

  • 28 South Main Street, Canandaigua, NY 14424

  • Fairport, NY 14450

  • 300 Linden Oaks, Ste. 220, Rochester, NY 14625-2883

  • 97 Winstead Rd., Rochester, NY 14609-7717

  • 23 Sly Street, Canandaigua, NY 14424

  • 35 South Main Street, Canandaigua, NY 14424

  • 1579 Culver Rd., Rochester, NY 14609

  • 48 North Main Street, Canandaigua, NY 14424

  • 20 Gorham St., Canandaigua, NY 14424

  • 1425 Jefferson Rd., Rochester, NY 14623

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  • 2896 Rt. 96, Clifton Springs, NY 14432

  • 115 Fall St., Seneca Falls, NY 13148-0805

  • 115 N. Main Str., Fairport, NY 14450

  • 124 Wintergreen Way, Rochester, NY 14618-4850

  • 42 Castle St., Geneva, NY 14456

  • 20 Pleasant Street, Suite 103, Canandaigua, NY 14424

  • 110 High Street, Newark, NY 14513

  • 1050 Gravel Rd., Webster, NY 14580-1746

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Looking for Bankruptcy Lawyers in Newark?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
68 %

118 Client Reviews

PEER REVIEWS
4.3

716 Peer Reviews

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Should I improve my chapter 7 property that hasn't been reaffirmed?

Answered by attorney Rex K. Daines
Bankruptcy lawyer at OlsenDaines
Why do you think the bank will take the property? If you are current on the payments and taxes and have the home insured, the bank can not take it.
Why do you think the bank will take the property? If you are current on the payments and taxes and have the home insured, the bank can not take it.

Can I sell the vehicle and purchase another one of equal value not exceeding the $4000 exemption limit?

Answered by attorney Michael O'Leary
Bankruptcy lawyer at Hayward, Parker O'Leary
Assuming that you filed a Chapter 7 petition, you can buy another vehicle now, regardless of its value. If you intend to trade in the old vehicle, you cannot do so until your Chapter 7 Trustee "abandons" the estate's interest in the vehicle. Contact the Chapter 7 Trustee and verify that the estate will not be administering the old vehicle. If you are in a Chapter 13 bankruptcy and want to trade in the old vehicle you should contact your Chapter 13 Trustee to ascertain how he wants you to proceed.
Assuming that you filed a Chapter 7 petition, you can buy another vehicle now, regardless of its value. If you intend to trade in the old vehicle, you cannot do so until your Chapter 7 Trustee "abandons" the estate's interest in the vehicle. Contact the Chapter 7 Trustee and verify that the estate will not be administering the old vehicle. If you are in a Chapter 13 bankruptcy and want to trade in the old vehicle you should contact your Chapter 13 Trustee to ascertain how he wants you to proceed.
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My ex wife discharged the mortgage in ch 7 I filed and reaffirmed she now thinks I need to refinance to get her off mortgage so she can buy a house

William Eugene Maddox
Answered by attorney William Eugene Maddox (Unclaimed Profile)
Bankruptcy lawyer at William E. Maddox, Jr. LLC, Attorney at Law
There should be no need for you to refinance.  Secured debt that is not reaffirmed, such as a mortgage, should reflect on your wife's credit report as 'included in bankruptcy' and show a $0 balance, and not drop off her credit for approximately 7-10 years.  She should dispute the reporting online with the credit bureaeus if this is not how it is being reported.  Some companies will delete the reporting all together but that is not required.   Anyone running her credit for the pupose of obtaining a mortgage should understand the non reaffirmed debt reporting and understand that she is not responsible for the debt.  She will likely have to provide a copy of the discharge order and possibly a copy of the petition and Statement of Intent which states her surrender of her interest in the property/mortgage.
There should be no need for you to refinance.  Secured debt that is not reaffirmed, such as a mortgage, should reflect on your wife's credit report as 'included in bankruptcy' and show a $0 balance, and not drop off her credit for approximately 7-10 years.  She should dispute the reporting online with the credit bureaeus if this is not how it is being reported.  Some companies will delete the reporting all together but that is not required.   Anyone running her credit for the pupose of obtaining a mortgage should understand the non reaffirmed debt reporting and understand that she is not responsible for the debt.  She will likely have to provide a copy of the discharge order and possibly a copy of the petition and Statement of Intent which states her surrender of her interest in the property/mortgage.
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