AV Preeminent Peer Rated Attorneys
Jasper Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Jasper Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Jasper Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Andrew J. Decker, III, P.A.

  • 320 White Ave., Live Oak, FL 32060

The Walker Law Firm

  • 379 W. Duval St., Lake City, FL 32055-4025

James Estes Willingham, Jr. Attorney and Counselor at Law

  • 1235 U.S. Highway 129 N.W., Jasper, FL 32052

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Looking for Bankruptcy Lawyers in Jasper?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
100 %

2 Client Reviews

PEER REVIEWS
4.5

15 Peer Reviews

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

What can I do about old credit card debt if I filed for a chapter 7 bankruptcy?

Max L Rosenberg
Answered by attorney Max L Rosenberg
Bankruptcy lawyer at Rosenberg Hite, LLC
It is unclear what happened to you in your situation. You ramble all over the place in your question and muddy the waters to the point where I cannot give a clear cohesive answer. If you filed for bankruptcy during a time when it would have covered this debt then the debt would be effectively discharged whether or not you listed it on the bankruptcy petition unless you have an asset bankruptcy case. Most people have no asset cases which means that a trustee will not take any assets to disburse among the creditors. If this was the case in your case, you are making mistakes in entering into any payment plan with these people. All you need do is advise them of the date and filing number of your bankruptcy and explained that the debt was discharged. If however the debt was attached and secured by property then you have a different problem and they can repossess cars or whatever property the debts are attached to. You need to see a lawyer.
It is unclear what happened to you in your situation. You ramble all over the place in your question and muddy the waters to the point where I cannot give a clear cohesive answer. If you filed for bankruptcy during a time when it would have covered this debt then the debt would be effectively discharged whether or not you listed it on the bankruptcy petition unless you have an asset bankruptcy case. Most people have no asset cases which means that a trustee will not take any assets to disburse among the creditors. If this was the case in your case, you are making mistakes in entering into any payment plan with these people. All you need do is advise them of the date and filing number of your bankruptcy and explained that the debt was discharged. If however the debt was attached and secured by property then you have a different problem and they can repossess cars or whatever property the debts are attached to. You need to see a lawyer.
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Who is supposed to file the reaffirmation with the courts?

John A Moffa
Answered by attorney John A Moffa (Unclaimed Profile)
Bankruptcy lawyer at Moffa & Breuer, PLLC
I have never seen a debtor's attorney file a Reaffirmation Agreement. It is always filed by the creditor. The good news is that you can still rebuild your credit through other new creditors, just not this bank. You do not owe the bank any money, so you could walk away from the house at any time and would not be responsible for any shortfall, but the bank still could foreclose if you stop paying.
I have never seen a debtor's attorney file a Reaffirmation Agreement. It is always filed by the creditor. The good news is that you can still rebuild your credit through other new creditors, just not this bank. You do not owe the bank any money, so you could walk away from the house at any time and would not be responsible for any shortfall, but the bank still could foreclose if you stop paying.
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Should I hold off on selling my car (it is still under loan)?

default-avatar
Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
As long as this sale was made for fair market value, I don't see any bankruptcy trustee having a problem with it. After all, what other purchaser would buy your car & let you continue to drive it.
As long as this sale was made for fair market value, I don't see any bankruptcy trustee having a problem with it. After all, what other purchaser would buy your car & let you continue to drive it.
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