AV Preeminent Peer Rated Attorneys
Wellborn Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Wellborn Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Wellborn Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
  • 100 S. Ohio Avenue, 2nd Floor, Live Oak, FL 32064+1 location

  • Law Firm with 7 lawyers2 awards

  • Auto, Trucking Accidents, Criminal & Family Law Matters. North Florida's Preeminent Law Firm

  • Bankruptcy LawyersGeneral Practice, Trial Practice, and 70 more

John J. Kendron
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  • 582 West Duval Street, Lake City, FL 32055-5801+1 location

  • Law Firm with 7 lawyers2 awards

  • Auto, Trucking Accidents, Criminal & Family Law Matters. North Florida's Preeminent Law Firm

  • Bankruptcy LawyersGeneral Practice, Trial Practice, and 69 more

Kris Robinson
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Marks Gray, P.A.

4.7
100 Reviews
  • 184 N Marion Ave.,, Lake City, FL 32055+2 locations

  • Law Firm with 22 lawyers2 awards

  • A law firm practicing bankruptcy law.

  • Bankruptcy LawyersCommercial Litigation, Civil Litigation, and 46 more

Jeptha Barbour
Bankruptcy Lawyer
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  • 320 White Ave., Live Oak, FL 32060

  • 725 SE Baya Drive, Suite 102, Lake City, FL 32025

  • 379 W. Duval St., Lake City, FL 32055-4025

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Looking for Bankruptcy Lawyers in Wellborn?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
86 %

35 Client Reviews

PEER REVIEWS
4.5

358 Peer Reviews

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Will bankruptcy help me?

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Answered by attorney Gregory J Wald (Unclaimed Profile)
Bankruptcy lawyer at Gregory J. Wald
You could eliminate the student loan debt if you and your attorney could convince a bankruptcy judge that it would be an "undue hardship" to be reqired to repay the student loans. This is a difficult standard to meet, but you may have a case from what you have stated about your situation. Besides your income and living expenses, the judge might consider what your future income prospects are, your age, whether you or any family members have disabilities, whether you have attempted to make payments on the student loans, etc. This would require you to file the bankruptcy case, then sue the student loan lender for the determination of undue hardship. Even if you could not prove undue hardship, you could at least pay an amount that is affordable for you for the next five years in a Chapter 13 debt consolidation bankruptcy. You would be protected from collection efforts during that time. A line of credit will in most cases be eliminated in the bankruptcy .
You could eliminate the student loan debt if you and your attorney could convince a bankruptcy judge that it would be an "undue hardship" to be reqired to repay the student loans. This is a difficult standard to meet, but you may have a case from what you have stated about your situation. Besides your income and living expenses, the judge might consider what your future income prospects are, your age, whether you or any family members have disabilities, whether you have attempted to make payments on the student loans, etc. This would require you to file the bankruptcy case, then sue the student loan lender for the determination of undue hardship. Even if you could not prove undue hardship, you could at least pay an amount that is affordable for you for the next five years in a Chapter 13 debt consolidation bankruptcy. You would be protected from collection efforts during that time. A line of credit will in most cases be eliminated in the bankruptcy .
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Is it possible for a trustee to take my 2012 refund?

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Answered by attorney David T McAndrew (Unclaimed Profile)
Bankruptcy lawyer at David T. McAndrew, Attorney at Law
He/She could take the refund, for the benefit of the creditors, if you have exhausted all of your exemptions. If you have not, and your case is still open, you might be able to amend your petition.
He/She could take the refund, for the benefit of the creditors, if you have exhausted all of your exemptions. If you have not, and your case is still open, you might be able to amend your petition.
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Can you file bankruptcy after your house has been deemed abandoned?

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Answered by attorney Margaret L. Evans (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Margaret L. Evans, PC
yes, and you can surrender the home on the debtor's statement of intention to prevent the bank from seeking a deficiency judgment
yes, and you can surrender the home on the debtor's statement of intention to prevent the bank from seeking a deficiency judgment