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Hudson Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Hudson Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Hudson Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Timothy S. Hart, Tax Attorney & CPA (Serving N.Y.S.)

5.0
38 Reviews

  • Serving Hudson, NY and Columbia County, New York

  • Law Firm with 1 lawyer1 award

  • Free 30 Minute Consultation. Dedicated Attorney & CPA Handles All Tax Problems With The IRS & New York State Tax Department. Specializing In Unfiled Tax Returns and tax... Read More

  • Bankruptcy LawyersTax Law, Offers in Compromise, and 46 more

  • Free Consultation

  • Offers Video

Timothy Hart Esq.
Bankruptcy Lawyer
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Looking for Bankruptcy Lawyers in Hudson?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
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18 Client Reviews

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Can I sell a house after the loan wasn't reaffirmed?

Susan Green Taylor
Answered by attorney Susan Green Taylor (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Susan G. Taylor
Absolutely! You have all benefits of ownership after filing Ch. 7 bankruptcy regarding your home, even though you didn't formally reaffirm that debt with the lender. You simply had no personal liability after your Ch. 7 discharge, that is, had you defaulted on the loan the lender could not have sued you for a deficiency. If you can't sell the house but need to relocate for a job or have found a better deal, you can stop making payments & let the home be foreclosed without fear of being sued for the difference in what you owe & what the lender recovers at the foreclosure sale. Hope this was helpful.
Absolutely! You have all benefits of ownership after filing Ch. 7 bankruptcy regarding your home, even though you didn't formally reaffirm that debt with the lender. You simply had no personal liability after your Ch. 7 discharge, that is, had you defaulted on the loan the lender could not have sued you for a deficiency. If you can't sell the house but need to relocate for a job or have found a better deal, you can stop making payments & let the home be foreclosed without fear of being sued for the difference in what you owe & what the lender recovers at the foreclosure sale. Hope this was helpful.
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Is this a good time to file Chapter 7?

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Answered by attorney William Monroe Rubendall (Unclaimed Profile)
Bankruptcy lawyer at William Rubendall Attorney at Law
You should consult with a bankruptcy attorney as to the advisability of filing chapter 7. Ask whether your assets are exempt, that is, protected from creditors. You are allowed a specified amount of value of your home as a homestead, depending on your age and number of dependents. It appears from your information that you have exempt 401(k) and non-exempt stock.
You should consult with a bankruptcy attorney as to the advisability of filing chapter 7. Ask whether your assets are exempt, that is, protected from creditors. You are allowed a specified amount of value of your home as a homestead, depending on your age and number of dependents. It appears from your information that you have exempt 401(k) and non-exempt stock.
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My wife co-signed for her mother on a bank credit card. Now married, my mother is filing bankruptcy. Will my wife be paying?

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Answered by attorney William Monroe Rubendall (Unclaimed Profile)
Bankruptcy lawyer at William Rubendall Attorney at Law
A co-signer is obligated for the full debt if the primary borrower defaults. You might want to try to make a settlement or a payment plan with the creditor.
A co-signer is obligated for the full debt if the primary borrower defaults. You might want to try to make a settlement or a payment plan with the creditor.
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