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Columbia County Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Columbia County Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Columbia County Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
  • Serving Columbia County, New York

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  • Free 30 Minute Consultation. Dedicated Attorney & CPA Handles All Tax Problems With The IRS & New York State Tax Department. Specializing In Unfiled Tax Returns and tax... Read More

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Timothy Hart Esq.
Bankruptcy Lawyer
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  • 19 E. Shore Dr., Niverville, NY 12130

  • 424 Warren Street, Hudson, NY 12534-2415

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  • 4th Hudson St., Kinderhook, NY 12106

  • 4 E. Court St., Hudson, NY 12534

  • 12 Hudson Street, Kinderhook, NY 12106

  • 516 Washington St., Hudson, NY 12534-2216

  • 96 Jefferson Hill Rd., Malden Bridge, NY 12115

  • 420 Warren St., Hudson, NY 12534

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Looking for Bankruptcy Lawyers in Columbia Co.?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
75 %

18 Client Reviews

PEER REVIEWS
4.1

19 Peer Reviews

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

How do I wipe a student loan off my record?

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Answered by attorney Jeffrey Pat Heineman (Unclaimed Profile)
Bankruptcy lawyer at Heineman Law Office
You must file a bankruptcy, and then file an adversary proceeding, based on that bankruptcy, in the U.S. Bankruptcy Court. Case law on this issue has created a test to evaluate whether your loan can be eliminated or possibly reduced. The test is a little complicated, and it takes into account your current situation, your future income potential, your age, your health, your cost of living, etc.. In short, it evaluates everything. To fight this matter can be expensive. The attorney fees will likely exceed $10,000.00, and very possibly much more. Student loan companies fight these matters to the bitter end, usually. The last one I assisted on had legal fees of over $20,000.
You must file a bankruptcy, and then file an adversary proceeding, based on that bankruptcy, in the U.S. Bankruptcy Court. Case law on this issue has created a test to evaluate whether your loan can be eliminated or possibly reduced. The test is a little complicated, and it takes into account your current situation, your future income potential, your age, your health, your cost of living, etc.. In short, it evaluates everything. To fight this matter can be expensive. The attorney fees will likely exceed $10,000.00, and very possibly much more. Student loan companies fight these matters to the bitter end, usually. The last one I assisted on had legal fees of over $20,000.
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How do I wipe a student loan off my record?

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Answered by attorney John F Brennan (Unclaimed Profile)
Bankruptcy lawyer at Musilli Brennan Associates, PLLC
Given your unemployed status you might qualify for the hardship exception to the normal NON-dischargeability of student loans.
Given your unemployed status you might qualify for the hardship exception to the normal NON-dischargeability of student loans.

My wife co-signed for her mother on a bank credit card. Now married, my mother is filing bankruptcy. Will my wife be paying?

Robert Louis Peters
Answered by attorney Robert Louis Peters (Unclaimed Profile)
Bankruptcy lawyer at Robert L. Peters, Attorney
Since your wife co-signed and she is not filing for bankruptcy the answer is yes. She would still be obligated to repay the debt. If your wife's relatives receive a bankruptcy discharge they will no longer be obligated but that does not relieve your wife from her obligations to repay the debt.
Since your wife co-signed and she is not filing for bankruptcy the answer is yes. She would still be obligated to repay the debt. If your wife's relatives receive a bankruptcy discharge they will no longer be obligated but that does not relieve your wife from her obligations to repay the debt.
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