Bogart, GA Bankruptcy Law Firms & Lawyers

First of all, arrears can go through a c13 plan, but they a priority claim. Second he must remain current post petition. He must file a certificate saying that he is current before his plan can be confirmed and if he misses post petition payments, a motion to vacate stay can be done under 11 USC 362 b.

Securing a loan and then filing bankruptcy soon thereafter could really land you in some deeper problems because the creditor(s) may be able to effectively claim against you that you intentionally and purposely engaged in actions that would be considered to be misrepresenting your intentions to repay your financial obligations. These claims may even result in your bankruptcy filing being rejected by the Court. That being said, there are options available to help you resolve your debt situation, and you should consult with an experienced attorney who can discuss with you the specific debts and the best options for you rather then just taking out another loan and increasing your financial crisis.