AV Preeminent Peer Rated Attorneys
Attica Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Attica Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Attica Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Hall Ricketts Gurbacki, P.C.

4.9
78 Reviews

  • 471 Main Street, East Aurora, NY 14052

  • Law Firm with 4 lawyers3 awards

  • We work for you and your interests. Our number one goal is to get results for our clients.

  • Bankruptcy LawyersLabor and Employment, Matrimonial Law, and 9 more

Jay Ricketts
Bankruptcy Lawyer
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The Okay Law Firm, L.L.C.

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Additional Resources

Looking for Bankruptcy Lawyers in Attica?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
73 %

186 Client Reviews

PEER REVIEWS
4.5

586 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Can I keep state and federal tax refunds under chapter 13?

Giovanni Orantes
Answered by attorney Giovanni Orantes (Unclaimed Profile)
Bankruptcy lawyer at Orantes Law Firm
It depends. Most confirmation orders require you to contribute the refunds to your Chapter 13 plan if your plan pays your creditors less than 100% of their debt. Cases with plans paying much less than 100% of the unsecured debt represent over 90% of my clients' cases (i.e., very few pay 100%) and most actually pay 0%. However, some judges in the Central District simply do not require that you contribute your tax refunds. You should look at your confirmation order to see if it is required in your particular case and confirm with your counsel. Regardless of that, though, there are perfectly proper and legal ways to keep the amounts that would be refunded to you by planning properly and amending your W4 forms ahead of time.
It depends. Most confirmation orders require you to contribute the refunds to your Chapter 13 plan if your plan pays your creditors less than 100% of their debt. Cases with plans paying much less than 100% of the unsecured debt represent over 90% of my clients' cases (i.e., very few pay 100%) and most actually pay 0%. However, some judges in the Central District simply do not require that you contribute your tax refunds. You should look at your confirmation order to see if it is required in your particular case and confirm with your counsel. Regardless of that, though, there are perfectly proper and legal ways to keep the amounts that would be refunded to you by planning properly and amending your W4 forms ahead of time.
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Can I file bankruptcy on accounts that I know are scams?

Scott Russell Needleman
Answered by attorney Scott Russell Needleman (Unclaimed Profile)
Bankruptcy lawyer at The Needleman Law Office
You can't choose who you want to list in your bankruptcy. But there may be some causes of action against WTS. I would not know that without seeing all of the signed agreements.
You can't choose who you want to list in your bankruptcy. But there may be some causes of action against WTS. I would not know that without seeing all of the signed agreements.
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Can I file bankruptcy on accounts that I know are scams?

default-avatar
Answered by attorney Loren Paul Zahn (Unclaimed Profile)
Bankruptcy lawyer at Zahn Law Office
You aren't required to list all creditors when filing for bankruptcy, but even if you don't, your credit will be negatively effected and you may lose your relationship with creditors who you don't attempt to discharge debt from. Rather than file for bankruptcy, perhaps you should consider suing in civil or even small claims court (if they amount you seek to recover is less than the statutory limit). This seems to make more sense than filing for bankruptcy.
You aren't required to list all creditors when filing for bankruptcy, but even if you don't, your credit will be negatively effected and you may lose your relationship with creditors who you don't attempt to discharge debt from. Rather than file for bankruptcy, perhaps you should consider suing in civil or even small claims court (if they amount you seek to recover is less than the statutory limit). This seems to make more sense than filing for bankruptcy.
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