Teague, TX Personal Injury Law Firms & Lawyers

This needs to be done through your attorney - here's why: the medical provider (the MRI company) has a statutory lien right (and likely has a letter of protection) on your file. Meaning if your attorney pays you and then you FAIL to pay the MRI company, your attorney could get into trouble. It should not make any difference to you, your attorney can just as easily pay the $600.00 (and get written verification that this will satisfy your outstanding balance) and then give you the difference. It is better to discuss this with your attorney. Good luck!

Yes. Generally speaking, homeowners' insurance provides coverage for liability and medical expenses arising from bodily injury sustained by a third party while on the insureds' property. However, it is possible that your insurance company may attempt to allege that this act is excluded from coverage because it was an "intentional" act. Intentional acts are excluded from Texas homeowners' insurance policies. Regarding your second question of parent-child liability, as a general rule minors are civilly responsible for their own torts. However, a parent can be liable for the acts of a child under various theories of liability including but not limited to negligent conduct, willful & malicious conduct, and a duty to control the child.