Felicity, CA Personal Injury Law Firms & Lawyers

You need to contact a personal injury lawyer. If you have auto insurance for your own vehicles, then you automatically have "Uninsured Motorist" coverage of at least $25,000 (and you may have a higher amount). Uninsured Motorist Coverage, or UM, covers two scenarios: (1) your accident is caused by the negligence of a hit-and-run or phantom driver who drives off and you never get his information; and (2) your accident is caused by a known person, but he has no insurance (your scenario). So you would make a claim for your personal injuries under your UM coverage against your OWN auto insurer. It is better to do this with an experienced personal injury lawyer. Also, if the car is registered in the name of the mom, then it is possible that the mom has insurance, and could be liable for negligently entrusting the vehicle to her child.

In Florida, merely because you fell in a grocery store does not make them liable; in order to prevail in a claim against the store, the store (through its employees) has to be negligent. In other words, simply because there is milk on the floor does not make them liable. The milk could have been spilled by another patron just a few minutes before you slipped and fell in it, and in that case, what could the store have done to prevent it? If you can prove that the milk had been down on the floor for a long period of time (i.e., cart tracks through the milk) then you can argue that the store employees should have noticed it and cleaned it up. If you can't prove how long the milk had been on the floor, or that it was a store employee who spilled the milk, then you probably will not be able to make a recovery. The extent of the injuries are not dispositive of whether you can prevail in making a claim, just what the claim is worth if you can prove the store or its employees were negligent.