Coleman, TX Personal Injury Law Firms & Lawyers

In Ohio there is a defined period of time within which you must file a lawsuit to recover for injuries and damages caused due to negligence. If you were a minor under the age of 18 at the time of the accident you had until you turned 20 years old unless the incident involved medical care in which event you had until you turned 19. Not knowing how old you were at the time of your accident, I assume from your description that the incident that occurred 20 years ago would place your claim beyond any statute of limitations unless you were and remain legally incompetent in which even the statute of limitations may be tolled. Sorry but it sounds like you are likely too late to do anything from a legal perspective.

For starters, it is very difficult to sue an insurance company and win. Second, it's nearly impossibleunless you have them on tape or in print saying something which proves they knew something wasn't true to prove an adjust or "lied" about an investigation. Remember, there is a huge difference between an insurance company taking a contrary position which may be wrong according to what you think you know, and an adjustor insisting the facts are a certain way while KNOWING they are not. You call it a lie, they call it a difference of opinion, and if there is no hard evidence either way, a court of law is not going to rule in your favor.

Yes, you need to contact an attorney. You should also get a copy of the accident report to see how it was written by the investigating officer. You should definitely pursue the defendant's insurance as well.