Adams, NY Personal Injury Law Firms & Lawyers

Only the State of Montana can charge anyone with a crime. He might complain that you owe him money and the cops usually say it is a civil matter. I doubt this blowhard will sue you. Don't bother suing him. He is a deadbeat.

That policy will provide a maximum of $25,000 to each person injured in the crash, subject to a maximum per crash of $50,000. In other words, if there were three people involved in the crash, each of whom suffered serious injuries, the most any one person could receive under that particular policy would be $25,000, but even if all three were injured seriously, the carrier would still cap its payments to $50,000, total. Note that you have two potential claims arising out of the crash: a first-party claim (sometimes referred to as personal injury protection, or PIP, or No-Fault benefits) and a third-party claim. You bring the first-party claim against your own carrier for first-party benefits, including most principally (but not exclusively) medical bills, wage/salary loss for the first three years following the crash, replacement services, and attendant care benefits. There is a one-year statute of limitations applicable to those claims, so you should be sure to consult with an attorney right away. You bring a third-party claim against the striking driver. A three-year statute of limitations typically applies to this kind of claim, although some carrier may insert a shorter time provision in the policy (those may not be enforceable, but you don't want to run a risk of losing out due to the passage of time), so again you should consult with an attorney right away if you want to pursue this potential claim.

If you are in SC, unless the builder gave an express warranty, it is too late to bring and action for defective construction. Several years ago, the legislature passed a law limiting the time to bring a lawsuit for defective construction to 8 years, regardless of when it is discovered. This is a part of political movement known as tort reform that is supposedly aimed at getting rid of frivolous lawsuits. Most of my non-lawyer friends believe tort reform is a great idea and is needed. I try to tell them that tort reform does not stop frivolous suits. Rather, it prohibits people who have just claims from bringing them. The problem is, only lawyers seem to understand this, but no one wants to listen to us until tort reform prohibits them from bringing a claim that is just. If the builder gave an express warranty, then it depends on the number of years the warranty is for, and what is covered. The builder has suggested to you the warranty covers structural issues and this is not covered. You need to get a copy of the warranty and read it. If it covers only structural damage, see if the contract defines this term. If it is not defined in the contract, then you might look to how this term is used in the building industry. You could ask the builders that have told you the wrong material was used if this would be considered structural.