Evans, GA Divorce Law Firms & Lawyers

Generally, so long as your refinanced money could be traced (that is, proved that you used the refi money to purchase the home), then that initial equity would be considered nonmarital property and not subject to division. You're correct, the gain realized during the marriage would be marital property and therefore divided. However, there is a law in MN that allows for division of nonmarital property but it is largely discretionary by the judge and not commonly applied. I can think of many scenarios that you would allow for distribution of your nonmarital property voluntarily. One example would be payment for consideration of a spousal maintenance (alimony) waiver.

You should take your issues to your attorney and receive a knowledgeable answer. If you are not satisfied with the explanation, seek a second option or new counsel.

You can certainly sign the title in the proper place (usually in the back) and mail it. I would keep a copy of the title showing your signature and send it certified mail or Fed Ex so you have a record of sending it.