REPRESENTATIVE CLIENTS: Abercrombie & Fitch; Accredited Surety & Casualty Company; ACE USA; ADS Construction, Inc.; Aegon Direct Marketing Services, Inc.; AJS Associates, Inc. d/b/a KFC; Alabama Guardrail, Inc.; Alabama League of Municipalities; Alabama Municipal Insurance Corp.; ALAS; Alimak Hek Group AB; Allianz - Hull and Marine Liabilities; Allied Home Mortgage Capital Corp.; Allstar Financial Group; Allstate Insurance Co.; Altec Industries, Inc.; Alteris; American Equity Underwriters; American Family Insurance Group; American Health Insurance Co.; American Heritage Life Insurance Co.; American Longshore Mutual Association; American Mining Co.; American National Insurance Co.; American Southern Insurance Company; Arch Insurance Co.; Ascension Health Care; Asset Acceptance LLC; Atlantic United Construction Co.; Atlas CopCo; Attorneys Insurance Mutual; Attorneys Liability Assurance Society; Austin Industries; Autrey Greer & Sons, Inc.; Banc of America Securities LLC; Bancorp South, Inc.; Behavioral Health Systems; BellSouth; BlueHippo Funding, LLC; BNY Capital Markets, Inc.; Bohannon Houston, Inc.; British Insurance; Brownell Travel, Inc.; Burgin Construction Co., Inc.; Burk-Kleinpeter, Inc.; Cardiology Consultants, PC; Central State Bank; Chartis; Chase Securities Inc.; Cherokee County Health Care Authority; Chicago Pneumatic Tool; Chubb Group Insurance; City of Atmore; City of Bessemer; City of Brewton; City of Calera; City of Fairfield; City of Helena; City of Homewood; City of Irondale; City of Montevallo; City of Mountain Brook; City of Pelham; City of Rainsville; City of Tarrant; City of Trussville; City of Tuscumbia; City of Vestavia Hills; Clarkitects, PC; CNA Insurance Co.; CNA Surety; Coca-Cola Enterprises, Inc; Cohen Carnaggio Reynolds; Comerica Bank; Cooper Marine and Timberlands; Correctional Medical Services, Inc.; Corizon, Inc.; Cowen & Company; Credit Suisse; Crimson Shipping; Crowne Management, LLC; CVS Pharmacy; Dabb, Inc. d/b/a McDonald's; Danaher Corporation; DBR, Inc. d/b/a McDonald's; Deutsche Bank AG; Deutsche Bank Securities Inc.; Document and Packaging Brothers, Inc.; Dollar Tree Stores, Inc.; Drummond Co., Inc.; Emerald Coast Utilities Authority; Emory University; Eton Park Capital Management; Farmers Insurance Co.; Fidelity and Deposit Co. of Maryland; Fidelity and Guaranty Insurance Co.; First Boston LLC; First Response; First Union Securities, Inc.; Fleet Securities, Inc.; Fluke Corporation; Food Giant Supermarkets, Inc.; Gaillard Builders; Gallagher Bassett Services; Gates Corporation; GE Capital Corporation; GE Healthcare Financial Services, Inc.; General Motors Corporation; Gentiva Health Services; Georgia Pacific Corporation; Georgia Surety Co.; GlaxoSmithKline Plc.; Global Aerospace; Gold-Cup Coffee Services, Inc.; Goldman, Sachs & Co.; Golden Living; Gonzalez-Strength & Associates; Gorrie-Regan & Associates, Inc.; Great American Insurance Co.; Great West Life & Annuity Insurance Company; Grimes + Architects, Inc.; Group 4, LLC d/b/a TVS Filters; GTE; GTE Mobilnet; Hanover Insurance Co.; Harbert Management Corporation; Hardy Corporation; Hart & Cooley, Inc.; Hartford Insurance; Health Partners of Alabama, Inc.; Hek Manufacturing BV; Hendon & Huckestein Architects, PC; Hennessy Industries, Inc.; Henson Engineering; Herrington Architects; Hibbett Sports, Inc.; Hoffmann, Inc.; Home Depot; Homeowners Loan Corp.; HRA Risk Services; Hudson Advisors; ICFAI University; Independent Marine Consultants; Insurance Company of the West; Interiorscapes, Inc.; International Fidelity Insurance Co.; Intervect USA, Inc.; Jackson-Renfro & Associates; Jani-King Franchising, Inc.; Jefferies & Company, Inc.; Johnson & Johnson; J.P. Morgan Securities Inc.; Kemper Insurance Co.; Kersey & Luttrell Architects, PC; Kohlberg, Kravis, Roberts & Co.; LE Stiffler Engineers, Inc.; Liberty Mutual; Liberty Mutual Surety; Lifeguard Transportation Service, Inc.; Live Nation; Marcus & Millichap Real Estate Investment Services, Inc.; Markel Insurance Co.; Marshall Bankfirst Corp.; Marshall Financial Inc.; Marshall Investments Corporation; Master Datacomm, Inc.; Matter Management, Inc.; McFadyen O'Briant Consulting Engineers, Inc.; McGiffert & Associates, LLC; Meadowbrook ASI Insurance Group; Mediacom Southeast, Inc.; Mercedes Benz USA, LLC; Millenium Risk Managers; Milos Tea Company; Monumental Life Insurance Co.; Morgan Stanley & Co. Incorporated; Mr. Appliance Corp.; Murphy Oil USA, Inc.; Murray, Inc.; NatCity Investments, Inc.; National Linen Services; National Service Industries; NationsBanc Montgomery Securities LLC; National Bank of Commerce; National Healthcare Association, Inc.; NBC Securities, Inc.; Newton Oldacre McDonald, LLC; NHS Management, LLC; Nokia, Inc.; Noland Heath Services, Inc.; Novartis; Ohio Casualty; Old Republic Surety Co.; Park, Inc. d/b/a Everything Parking; Party City; Pell City; PNC Bank, National Association; PMA Insurance Co.; Primerica Financial Services; ProAssurance, Inc.; ProAssurance Casualty Co.; Protective Life Insurance Co.; RBC Bank(USA); Research Solvents & Chemicals, Inc.; Rheem Manufacturing; RLI Insurance Company; Robinson-Adams; Saad's Healthcare Services; Sain Associates; Scotia Capital (USA) Inc.; Shelby County; SKT Architects; SMS Siemag; Sony Computer Entertainment America, Inc.; Sony Corporation of America; Sony Electronics, Inc.; South & Associates; Southern Energy Homes; Southern Engineering Co.; SPX Corporation; St. Paul/ Travelers; St. Vincent's Health System; State Farm Insurance Co.; Stonebridge Life Insurance Co.; Stothard Engineering, Inc.; SuccessEHS; Summit Housing Partners, Inc.; Texas Pacific Group (TPG Capital); The Dwyer Group, Inc.; The Fidelity and Casualty Co. of New York; The Marshall Group; The Procter & Gamble Company; Thermasys Corporation; Thornton Enterprises, Inc. d/b/a McDonald's; TIG Insurance Co.; Timberline Homes; T-Mobile; Town of Mulga; Town of Parrish; Town of Wilton; Town of Woodstock; Travelers Insurance Co.; Turenne & Associates, LLC; Twin Pines Coal Co., Inc.; UAB Research Foundation; UBS AG; UBS Securities, LLC; Ullico Casualty Company; University of Alabama; University of Alabama at Birmingham; University of Alabama Health Services Foundation; University of Alabama in Huntsville; URS Engineering & Construction; Verizon; Verizon Wireless; Vertellus Specialties, Inc.; Vinson Guard Service, Inc.; Walter Energy, Inc.; Western Heritage Insurance Company; Western Surety Co.; Westfield Insurance Group; Westminster Village; Whitaker and Rawson Inc; Winn-Dixie Stores, Inc.; Womack Machine; Woodcrest Service, Inc.; Zurich Companies; Zurich Insurance Co.