AV Preeminent Peer Rated Attorneys
Waco Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Waco Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Waco Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Smith & Bratcher

4.9
3 Reviews

  • 200 West Highway 6, Suite 420, Waco, TX 76712

  • Law Firm with 1 lawyer2 awards

  • The firm focuses on combining (1) availability and responsiveness to a client's directions with (2) the lawyer of the firm selected by the client. In the past the firm has handled... Read More

  • Bankruptcy LawyersGeneral Civil Practice, State Government Law, and 18 more

Kent Bratcher
Bankruptcy Lawyer
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Wash & Thomas, Attorneys

4.5
6 Reviews

  • 6613 Sanger Avenue, Waco, TX 76710

  • Law Firm with 3 lawyers2 awards

  • We provide our clients with personalized legal services. Our practice is helping those who have suffered injuries, illegal job discrimination, bankruptcy, real estate, wrongful... Read More

  • Bankruptcy LawyersPersonal Injury, Wrongful Death, and 22 more

Frank D. Thomas Jr.
Bankruptcy Lawyer
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Wash & Thomas, Attorneys

4.5
6 Reviews

  • Serving Waco, TX and McLennan County, Texas

  • Law Firm with 3 lawyers2 awards

  • We provide our clients with personalized legal services. Our practice is helping those who have suffered injuries, illegal job discrimination, bankruptcy, real estate, wrongful... Read More

  • Bankruptcy LawyersPersonal Injury, Wrongful Death, and 22 more

Frank D. Thomas Jr.
Bankruptcy Lawyer
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Fulbright Winniford A Professional Corporation

  • 425 Austin Avenue, Waco, TX 76701

Lawyers At This Firm

William "Fred" Brown

  • 210 N. 6th St., Waco, TX 76701-1313

James Crow

  • 206 N. 6th St., Waco, TX 76701-1313

James C. Herring & Associates

  • 6801 Sanger Avenue, Suite 190, Waco, TX 76710

Pakis, Giotes, Page & Burleson A Professional Corporation

  • 400 Austin Avenue, Suite 400, Waco, TX 76701

Lawyers At This Firm

Law Office of Matthew C. McClinton

  • 801 Washington Avenue, Suite 300, Waco, TX 76701-1260

Tekell & Tekell, LLP

  • 400 Austin Ave., Ste. 1000, Waco, TX 76701

Lawyers At This Firm

Karl R. Quebe

  • 5400 Bosque Blvd., Ste. 603, Waco, TX 76710

Haley & Olson, PC

  • 100 N. Ritchie Road, Suite 200, Waco, TX 76712

Lawyers At This Firm

John M. Hand

  • 618 Columbus Ave., Waco, TX 76701-1348

Law Offices of Ross Russell, P.C.

  • 100 N. 6th Street, Suite 701, Waco, TX 76701

Linda M. Gassaway

  • 1400 College Dr., Waco, TX 76708

Beard Kultgen Brophy Bostwick & Dickson, LLP

  • 220 S. Fourth St., Waco, TX 76701

Lawyers At This Firm

Montez Law

  • 3809 W. Waco Drive, Waco, TX 76710

West, Webb, Allbritton, Gentry & Rife Professional Corporation

  • 510 N. Valley Mills Dr., Ste. 201, Waco, TX 76710

The Kehl Law Firm, PC

  • 2505 Washington Avenue, Suite 12, Waco, TX 76710

Gary Cunha, P.C.

  • 100 N. 6th St., Ste. 604, Waco, TX 76701

Sheehy, Lovelace & Mayfield, P.C. A Professional Corporation

  • 510 North Valley Mills Drive, Suite 500, Waco, TX 76710-6077

Lawyers At This Firm

Law Office of Michel Simer

  • 3607 Bellmead Dr., Waco, TX 76705

Naman, Howell, Smith & Lee, PLLC

  • 400 Austin Avenue, Suite 800, Waco, TX 76701

Lawyers At This Firm

John Malone, P.C.

  • 5400 Bosque Blvd., Ste. 650, Waco, TX 76710

Greg White Texas Appellate Lawyer

  • 400 Austin Avenue, Suite 103, Waco, TX 76701

Lawyers At This Firm

Fugate Law Office

  • 3640 W. Waco Dr., Waco, TX 76710-5345

Joseph D. Olson and Associates P.C. Attorney

  • 6801 Sanger Ave., Ste. 140, Waco, TX 76710

Buenger & Associates

  • 3203 Robinson Drive, Waco, TX 76706

Lawyers At This Firm

Baker, Hancock & Pollard A Professional Corporation

  • 5400 Bosque, Waco, TX 76702-3309

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Additional Resources

Looking for Bankruptcy Lawyers in Waco?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
79 %

49 Client Reviews

PEER REVIEWS
4.5

196 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

What is the name of the form to amend?

Stuart M. Nachbar
Answered by attorney Stuart M. Nachbar
Bankruptcy lawyer at Law Office of Stuart M. Nachbar, P.C.
You have to amend schedules d, e or f depending on the type of creditor, d is for secured, e is for priority unsecured (taxes, alimony etc.) And f is for general unsecured.
You have to amend schedules d, e or f depending on the type of creditor, d is for secured, e is for priority unsecured (taxes, alimony etc.) And f is for general unsecured.
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Is it too early to refinance or do we have to wait for the 10 year period?

default-avatar
Answered by attorney Thomas Anthony Vogele (Unclaimed Profile)
Bankruptcy lawyer at Thomas Vogele & Associates, APC
There is so much misinformation, most of it urban legend, about what a discharged debtor can and cannot do. There is nothing preventing you from borrowing, refinancing or doing anything else post-discharge. The impediment is the other side of the transaction. Banks often will not lend to those who have filed a Chapter 7 case, at least on terms that don't punish the former debtor for their "transgressions." Bankruptcy itself does not prevent you from refinancing for ten years. A bankruptcy stays on your credit for ten years and thus makes it harder to get a loan, refinance a loan or do anything else that involves checking your credit report. By the way, anyone who promises you to get your bankruptcy removed from your credit report in exchange for a fee is both a liar and a crook that should be avoided and reported to the authorities. Good luck and expect to pay a higher rate than what borrowers with good credit pay.
There is so much misinformation, most of it urban legend, about what a discharged debtor can and cannot do. There is nothing preventing you from borrowing, refinancing or doing anything else post-discharge. The impediment is the other side of the transaction. Banks often will not lend to those who have filed a Chapter 7 case, at least on terms that don't punish the former debtor for their "transgressions." Bankruptcy itself does not prevent you from refinancing for ten years. A bankruptcy stays on your credit for ten years and thus makes it harder to get a loan, refinance a loan or do anything else that involves checking your credit report. By the way, anyone who promises you to get your bankruptcy removed from your credit report in exchange for a fee is both a liar and a crook that should be avoided and reported to the authorities. Good luck and expect to pay a higher rate than what borrowers with good credit pay.
Read More Read Less

Can I file for bankruptcy again?

Charles J Schneider
Answered by attorney Charles J Schneider (Unclaimed Profile)
Bankruptcy lawyer at Charles J. Schneider, P.C.
Your filing for chapter 7 relief must be more than 8 years from the filing of the previously filed chapter 7 case to receive a discharge.
Your filing for chapter 7 relief must be more than 8 years from the filing of the previously filed chapter 7 case to receive a discharge.