AV Preeminent Peer Rated Attorneys
Waco Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Waco Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Waco Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Smith & Bratcher

4.9
3 Reviews
  • 200 West Highway 6, Suite 420, Waco, TX 76712

  • Law Firm with 1 lawyer2 awards

  • The firm focuses on combining (1) availability and responsiveness to a client's directions with (2) the lawyer of the firm selected by the client. In the past the firm has handled... Read More

  • Bankruptcy LawyersGeneral Civil Practice, State Government Law, and 18 more

Kent Bratcher
Bankruptcy Lawyer
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  • 6613 Sanger Avenue, Waco, TX 76710

  • Law Firm with 3 lawyers2 awards

  • We provide our clients with personalized legal services. Our practice is helping those who have suffered injuries, illegal job discrimination, bankruptcy, real estate, wrongful... Read More

  • Bankruptcy LawyersPersonal Injury, Wrongful Death, and 22 more

Frank D. Thomas Jr.
Bankruptcy Lawyer
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  • Serving Waco, TX and McLennan County, Texas

  • Law Firm with 3 lawyers2 awards

  • We provide our clients with personalized legal services. Our practice is helping those who have suffered injuries, illegal job discrimination, bankruptcy, real estate, wrongful... Read More

  • Bankruptcy LawyersPersonal Injury, Wrongful Death, and 22 more

Frank D. Thomas Jr.
Bankruptcy Lawyer
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  • 1400 College Dr., Waco, TX 76708

  • 618 Columbus Ave., Waco, TX 76701-1348

  • 100 N. 6th Street, Suite 701, Waco, TX 76701

  • 206 N. 6th St., Waco, TX 76701-1313

  • 6801 Sanger Avenue, Suite 190, Waco, TX 76710

  • 801 Washington Avenue, Suite 300, Waco, TX 76701-1260

  • 100 N. 6th St., Ste. 604, Waco, TX 76701

  • 5400 Bosque Blvd., Ste. 650, Waco, TX 76710

  • 3809 W. Waco Drive, Waco, TX 76710

  • 6801 Sanger Ave., Ste. 140, Waco, TX 76710

  • 510 N. Valley Mills Dr., Ste. 201, Waco, TX 76710

  • 210 N. 6th St., Waco, TX 76701-1313

  • 5400 Bosque Blvd., Ste. 603, Waco, TX 76710

  • 3640 W. Waco Dr., Waco, TX 76710-5345

  • 3607 Bellmead Dr., Waco, TX 76705

  • 2505 Washington Avenue, Suite 12, Waco, TX 76710

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Looking for Bankruptcy Lawyers in Waco?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
79 %

49 Client Reviews

PEER REVIEWS
4.5

196 Peer Reviews

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Is there any possible way to keep a car when filing a chapter 7?

John A Moffa
Answered by attorney John A Moffa (Unclaimed Profile)
Bankruptcy lawyer at Moffa & Breuer, PLLC
First, for you and anyone who reads these questions and answers, you must list all of your assets and all of your debts. Period, no exceptions. You may not pick and choose. With that being said, a Chapter 7 Trustee will be appointed in the case and will determine the value of the car, subtract the various claimed exemptions you choose and whether they are legally sufficient, subtract the amount owed on the vehicle and see if there is equity which needs to be liquidated for the benefit of the creditors in the case. So if the vehicle is worth $19,000 and only you are no the title, then the most you could claim as exempt is $6,000, but that number will certainly be less. Subtract the exempt amount from $19k and subtract the amount owed from the amount after subtracting the exemptions and you have the equity. The larger the equity, the more you have to pay the Trustee. The exemption amount will vary on other factors in your case and I cannot determine that without much more information.
First, for you and anyone who reads these questions and answers, you must list all of your assets and all of your debts. Period, no exceptions. You may not pick and choose. With that being said, a Chapter 7 Trustee will be appointed in the case and will determine the value of the car, subtract the various claimed exemptions you choose and whether they are legally sufficient, subtract the amount owed on the vehicle and see if there is equity which needs to be liquidated for the benefit of the creditors in the case. So if the vehicle is worth $19,000 and only you are no the title, then the most you could claim as exempt is $6,000, but that number will certainly be less. Subtract the exempt amount from $19k and subtract the amount owed from the amount after subtracting the exemptions and you have the equity. The larger the equity, the more you have to pay the Trustee. The exemption amount will vary on other factors in your case and I cannot determine that without much more information.
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How much is a credit card and utility bankruptcy cost?

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Answered by attorney Yolvondra Martin-Brown (Unclaimed Profile)
Bankruptcy lawyer at The Martin Law Group, LLC
Depending on your income and the amount of equity you have in your home, you may qualify to file a Chapter 7 bankruptcy. A Chapter 7 bankruptcy would discharge the debts owed to the credit card and utility companies.
Depending on your income and the amount of equity you have in your home, you may qualify to file a Chapter 7 bankruptcy. A Chapter 7 bankruptcy would discharge the debts owed to the credit card and utility companies.
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I filed for bankruptcy in 2005, can I file again now?

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Answered by attorney Kenneth Love (Unclaimed Profile)
Bankruptcy lawyer at Love and Dillenbeck Law
It depends on what chapter you filed, what chapter you filed before, and if you got a discharge or if your case was dismissed.
It depends on what chapter you filed, what chapter you filed before, and if you got a discharge or if your case was dismissed.