AV Preeminent Peer Rated Attorneys
Villas Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Villas Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Villas Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

The Law Offices of Kelli M. Martone

4.6
49 Reviews

  • Serving Villas, NJ and Cape May County, New Jersey

  • Law Firm with 1 lawyer3 awards

  • REPUTABLE FAMILY LAW ATTORNEYS AND DIVORCE LAWYERS WITH 20 YEARS EXPERIENCE. Experienced in all aspects of family and criminal law including but not limited to child support,... Read More

  • Bankruptcy LawyersFamily Law, Alimony, and 39 more

Kelli M. Martone
Bankruptcy Lawyer
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Hoffman DiMuzio

4.6
109 Reviews

  • Serving Villas, NJ and Cape May County, New Jersey

  • Law Firm with 22 lawyers3 awards

  • Passionate. Powerful. Proven.

  • Bankruptcy LawyersPersonal Injury, Automobile Accidents And Injuries, and 33 more

Richard S. Hoffman Jr.
Bankruptcy Lawyer
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Norgaard, O'Boyle & Hannon

4.9
72 Reviews

  • Serving Villas, NJ and Cape May County, New Jersey

  • Law Firm with 7 lawyers2 awards

  • Norgaard, O’Boyle & Hannon, is a firm that has been serving clients for more than 35 years. The firm was originally established by Gary K. Norgaard, who has been in practice... Read More

  • Bankruptcy LawyersBankruptcy and Bankruptcy Alternatives, Creditors Rights/Collection, and 15 more

  • Free Consultation

  • Offers Video

  • Appointments Available

Karl J. Norgaard
Bankruptcy Lawyer
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Looking for Bankruptcy Lawyers in Villas?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
94 %

98 Client Reviews

PEER REVIEWS
4.5

44 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Do I still need to file the motion to object the dismissal with the courts?

Christopher J. Kane
Answered by attorney Christopher J. Kane
Bankruptcy lawyer at Christopher J. Kane, P.C.
You should call the Trustee's office at 503-972-6300 and confirm that they received your payments. If they did, ask that they withdraw their motion to dismiss.
You should call the Trustee's office at 503-972-6300 and confirm that they received your payments. If they did, ask that they withdraw their motion to dismiss.
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Would title pass to the debtor knowing that the loan balance was not fulfilled but vehicle covered under exemption?

David Michael Benson
Answered by attorney David Michael Benson (Unclaimed Profile)
Bankruptcy lawyer at Benson Law Firm
First of all, federal exemptions do not apply in Ohio. But the exemption regime applies only to protect certain assets from the reach of the trustee, not secured creditors. Personal obligations on secured assets are discharged without reaffirmation. However, the secured interest in the property remains. Therefore, the creditor holding the secured interest may seek payment from the asset (by repossession) if the regular monthly payments are not made according to the terms of the note. In sum, you'll have to continue the payments if you want to keep the vehicle but you will have no additional obligation should the vehicle be seized by the repo agent.
First of all, federal exemptions do not apply in Ohio. But the exemption regime applies only to protect certain assets from the reach of the trustee, not secured creditors. Personal obligations on secured assets are discharged without reaffirmation. However, the secured interest in the property remains. Therefore, the creditor holding the secured interest may seek payment from the asset (by repossession) if the regular monthly payments are not made according to the terms of the note. In sum, you'll have to continue the payments if you want to keep the vehicle but you will have no additional obligation should the vehicle be seized by the repo agent.
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If I have a judgement against me for credit card debt and they froze my bank account, should I settle or file bankruptcy?

Mark Stuart Cherry
Answered by attorney Mark Stuart Cherry (Unclaimed Profile)
Bankruptcy lawyer at Mark S. Cherry, Attorney at Law, PC
You should sit down with an attorney as a bankruptcy decision requires full know knowledge of assets, income, and all other debts and expenses.
You should sit down with an attorney as a bankruptcy decision requires full know knowledge of assets, income, and all other debts and expenses.