AV Preeminent Peer Rated Attorneys
Egg Harbor Township Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Egg Harbor Township Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Egg Harbor Township Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Nehmad Davis & Goldstein, PC

4.4
18 Reviews

  • 4030 Ocean Heights Avenue, Egg Harbor Township, NJ 08234+3 locations

  • Law Firm with 13 lawyers1 award

  • At Nehmad Davis & Goldstein, PC, our mission is simple yet profound: to provide unwavering support to our clients in both their personal and business endeavors. With a rich history... Read More

  • Bankruptcy LawyersBankruptcy Law, Commercial Litigation, and 10 more

Keith A. Davis
Partner
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Barker, Gelfand, James & Sarvas, P.C.

4.8
24 Reviews

  • Serving Egg Harbor Township, NJ and Atlantic County, New Jersey

  • Law Firm with 6 lawyers2 awards

  • South Jersey Attorneys Handle Employment Defense and a Range of Litigation MattersExperienced litigators represent businesses, workers, municipalities and private citizensWhen... Read More

  • Bankruptcy LawyersEmployment Law, Employment Lawsuit Defense, and 12 more

Adam E. Barker
Bankruptcy Lawyer
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The Law Offices of Kelli M. Martone

4.6
49 Reviews

  • Serving Egg Harbor Township, NJ and Atlantic County, New Jersey

  • Law Firm with 1 lawyer3 awards

  • REPUTABLE FAMILY LAW ATTORNEYS AND DIVORCE LAWYERS WITH 20 YEARS EXPERIENCE. Experienced in all aspects of family and criminal law including but not limited to child support,... Read More

  • Bankruptcy LawyersFamily Law, Alimony, and 39 more

Kelli M. Martone
Bankruptcy Lawyer
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Hoffman DiMuzio

4.6
109 Reviews

  • Serving Egg Harbor Township, NJ and Atlantic County, New Jersey

  • Law Firm with 22 lawyers3 awards

  • Passionate. Powerful. Proven.

  • Bankruptcy LawyersPersonal Injury, Automobile Accidents And Injuries, and 33 more

Joseph J. Slachetka
Bankruptcy Lawyer
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Norgaard, O'Boyle & Hannon

4.9
72 Reviews

  • Serving Egg Harbor Township, NJ and Atlantic County, New Jersey

  • Law Firm with 7 lawyers2 awards

  • Norgaard, O’Boyle & Hannon, is a firm that has been serving clients for more than 35 years. The firm was originally established by Gary K. Norgaard, who has been in practice... Read More

  • Bankruptcy LawyersBankruptcy and Bankruptcy Alternatives, Creditors Rights/Collection, and 15 more

  • Free Consultation

  • Offers Video

  • Appointments Available

Karl J. Norgaard
Bankruptcy Lawyer
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Additional Resources

Looking for Bankruptcy Lawyers in Egg Harbor Township?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
96 %

106 Client Reviews

PEER REVIEWS
4.5

77 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Would title pass to the debtor knowing that the loan balance was not fulfilled but vehicle covered under exemption?

David Michael Benson
Answered by attorney David Michael Benson (Unclaimed Profile)
Bankruptcy lawyer at Benson Law Firm
First of all, federal exemptions do not apply in Ohio. But the exemption regime applies only to protect certain assets from the reach of the trustee, not secured creditors. Personal obligations on secured assets are discharged without reaffirmation. However, the secured interest in the property remains. Therefore, the creditor holding the secured interest may seek payment from the asset (by repossession) if the regular monthly payments are not made according to the terms of the note. In sum, you'll have to continue the payments if you want to keep the vehicle but you will have no additional obligation should the vehicle be seized by the repo agent.
First of all, federal exemptions do not apply in Ohio. But the exemption regime applies only to protect certain assets from the reach of the trustee, not secured creditors. Personal obligations on secured assets are discharged without reaffirmation. However, the secured interest in the property remains. Therefore, the creditor holding the secured interest may seek payment from the asset (by repossession) if the regular monthly payments are not made according to the terms of the note. In sum, you'll have to continue the payments if you want to keep the vehicle but you will have no additional obligation should the vehicle be seized by the repo agent.
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If I file bankruptcy, can my business equipment be taken away?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
The property you are allowed to protect from a creditor with a court judgment is called exemptions, and exemptions vary widely between the states. In Nevada, a creditor can garnish up to 25% of someone's wages. If your husband's self employment produces wages, then the law will limit the amount that can be garnished to 25%. If however, hubby is a sole proprietor, there will be no limit to the money the judgment creditor can take to satisfy the judgment from his checking account or cash register. Business equipment and tools of the trade are protected under Nevada law up to $10K.
The property you are allowed to protect from a creditor with a court judgment is called exemptions, and exemptions vary widely between the states. In Nevada, a creditor can garnish up to 25% of someone's wages. If your husband's self employment produces wages, then the law will limit the amount that can be garnished to 25%. If however, hubby is a sole proprietor, there will be no limit to the money the judgment creditor can take to satisfy the judgment from his checking account or cash register. Business equipment and tools of the trade are protected under Nevada law up to $10K.
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Can someone keep their house if they file for bankruptcy?

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Answered by attorney Kate Louise Starkebaum (Unclaimed Profile)
Bankruptcy lawyer at Bertrand, Fox & Elliot
If there is no equity in the home, a client can keep the home. If there is equity, it can be more complicated, but they may still be able to keep it, depending on how much equity is in it.
If there is no equity in the home, a client can keep the home. If there is equity, it can be more complicated, but they may still be able to keep it, depending on how much equity is in it.
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