Truckee, CA Bankruptcy Law Firms & Lawyers

It usually takes about 30 days after the chapter 13 discharge to get your car title. One common problem is that people move and the lender sends the title to the old address. Make sure the lender has your current address. It is not enough that the court and trustee have your address. If you don't have the title within 30 days (after the discharge order is entered, not after your last payment is made), then call the lender. You might be on hold for a while, but you will eventually get someone. When they tell you the can not speak to you because of the bankruptcy, tell them the bankruptcy is over.

*A bankruptcy case is rarely declined. If an experienced bankruptcy practitioner determines you are qualified, the likelihood for success is close to 100%. The most important aspect of a successful bankruptcy case is full disclosure: all assets, all debts, income from any source, and foreseeable household monthly expenses. It is important you seek competent counsel in your jurisdiction to determine your qualifications and rights under Title 11 of the United States Code.*

When they tried to collect the debt they violated your bankruptcy charges and you can bring action against them. You should find an attorney in your area right away. Most attorney's, including my firm, do these on a contingency fee basis. You should know, however, that your bankruptcy does not stop them from foreclosing on your home. They can still do that, the difference is that you will not be responsible for any fees associated with the foreclosure.