AV Preeminent Peer Rated Attorneys
Thompson Ridge Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Thompson Ridge Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Thompson Ridge Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Drake Loeb PLLC

4.7
21 Reviews

  • Serving Thompson Ridge, NY and Orange County, New York

  • Law Firm with 11 lawyers2 awards

  • Strategic, Common Sense Legal Solutions for Individuals, Municipalities & Businesses

  • Bankruptcy LawyersAppellate Practice, Arbitration, and 47 more

Richard J. Drake
Bankruptcy Lawyer
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Timothy S. Hart, Tax Attorney & CPA (Serving N.Y.S.)

5.0
38 Reviews

  • Serving Thompson Ridge, NY and Orange County, New York

  • Law Firm with 1 lawyer1 award

  • Free 30 Minute Consultation. Dedicated Attorney & CPA Handles All Tax Problems With The IRS & New York State Tax Department. Specializing In Unfiled Tax Returns and tax... Read More

  • Bankruptcy LawyersTax Law, Offers in Compromise, and 46 more

  • Free Consultation

  • Offers Video

Timothy Hart Esq.
Bankruptcy Lawyer
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Needle | Cuda

4.6
26 Reviews

  • Serving Thompson Ridge, NY and Orange County, New York

  • Law Firm with 5 lawyers3 awards

  • Needle | Cuda is a top family law firm focused on divorce, alimony, property division, custody/visitation, relocation, child support, post judgement modifications/enforcement,... Read More

  • Bankruptcy LawyersDivorce, Child Custody, and 34 more

Charles Needle
Bankruptcy Lawyer
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Looking for Bankruptcy Lawyers in Thompson Ridge?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
89 %

22 Client Reviews

PEER REVIEWS
4.6

23 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Is it possible for the previous loan owner to take us to court and have the case reopened after refinancing?

Diane L Drain
Answered by attorney Diane L Drain (Unclaimed Profile)
Bankruptcy lawyer at Law Office of D. L. Drain, P.A.
I am confused by your questions. I will do my best to help. First - you swore under oath that you listed 100% of all your debts and assets. That should have included your home loans. Second - a refinance after the bankruptcy is a new contract. You are required to comply with new contracts, otherwise the creditor has a right to pursue their legal remedies. Third - depending on the state where you live there may be some protection as far as a foreclosure. Check with an attorney in your state regarding anti-deficiency laws. I hope this helps.
I am confused by your questions. I will do my best to help. First - you swore under oath that you listed 100% of all your debts and assets. That should have included your home loans. Second - a refinance after the bankruptcy is a new contract. You are required to comply with new contracts, otherwise the creditor has a right to pursue their legal remedies. Third - depending on the state where you live there may be some protection as far as a foreclosure. Check with an attorney in your state regarding anti-deficiency laws. I hope this helps.
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If i file bankruptcy will my income taxes get taken from me

Michael D. Siegel
Answered by attorney Michael D. Siegel
Bankruptcy lawyer at Siegel & Siegel, P.C.
When you are in bankable you need to file taxes.  Past tax debt may be owed as well.  Taxes are not "taken".  You pay them.  If you mean your refund, then yes, it will be taken.  Thus, use careful planning so you have no refunds.
When you are in bankable you need to file taxes.  Past tax debt may be owed as well.  Taxes are not "taken".  You pay them.  If you mean your refund, then yes, it will be taken.  Thus, use careful planning so you have no refunds.
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Do you have to reaffirm mortgages to get refinanced?

Marjorie A. Guymon
Answered by attorney Marjorie A. Guymon
Bankruptcy lawyer at Goldsmith & Guymon, P.C.
In lieu of refinancing with your current lender with whom you did not reaffirm, look for another bank to refinance through. Otherwise, yes, you have to file a motion to reopen your case and set aside the discharge order, file a reaffirmation agreement signed by you and the lender, attend a hearing on the same and get it approved, then have your discharge order re-entered and your case closed out.
In lieu of refinancing with your current lender with whom you did not reaffirm, look for another bank to refinance through. Otherwise, yes, you have to file a motion to reopen your case and set aside the discharge order, file a reaffirmation agreement signed by you and the lender, attend a hearing on the same and get it approved, then have your discharge order re-entered and your case closed out.
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