AV Preeminent Peer Rated Attorneys
Temple Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Temple Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Temple Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
  • 15 North Main Street, Temple, TX 76501-7629

  • Law Firm with 15 lawyers2 awards

  • Regional Firm * Global Reach

  • Bankruptcy LawyersEstate Planning and Probate, Powers of Attorney, Medical Powers of Attorney, and Directives to Physicians, and 52 more

Thomas C. Baird
Founding Member & Shareholder
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  • 2109 Bird Creek Terrace, Temple, TX 76502-1083

  • 1509 W. Avenue J, Temple, TX 76504

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Looking for Bankruptcy Lawyers in Temple?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
100 %

19 Client Reviews

PEER REVIEWS
4.5

58 Peer Reviews

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Is there any way around this other than foreclosure?

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Answered by attorney Patrick Jay Edaburn (Unclaimed Profile)
Bankruptcy lawyer at Patrick Jay Edaburn
Assuming the mortgage was listed in the bankruptcy and you did not reaffirm the debt then you should not be liable for the debt.
Assuming the mortgage was listed in the bankruptcy and you did not reaffirm the debt then you should not be liable for the debt.

If I file chapter 7, will my husband be responsible for my debts. Or is divorce a better option?

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Answered by attorney Loren Paul Zahn (Unclaimed Profile)
Bankruptcy lawyer at Zahn Law Office
He won't be responsible for the house and will be for the car, regardless of the status of your marriage.
He won't be responsible for the house and will be for the car, regardless of the status of your marriage.

If you're in a Chapter 7 bankruptcy plan, can you file a Chapter 13 instead?

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Answered by attorney Rustin Scott Polk (Unclaimed Profile)
Bankruptcy lawyer at Polk & Associates
You are allowed to change the type of case you have. You would not file a new Chapter 13 case if you're already in an active Chapter 7 case, but you can file the appropriate pleadings to have your existing case "Converted." There are a few criteria, so occasionally the debtor's request for Conversion may draw opposition and perhaps even be blocked or denied. But Converting cases between Chapter 7 and Chapter 13 is something permitted under bankruptcy law.
You are allowed to change the type of case you have. You would not file a new Chapter 13 case if you're already in an active Chapter 7 case, but you can file the appropriate pleadings to have your existing case "Converted." There are a few criteria, so occasionally the debtor's request for Conversion may draw opposition and perhaps even be blocked or denied. But Converting cases between Chapter 7 and Chapter 13 is something permitted under bankruptcy law.
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