Tecopa, CA Bankruptcy Law Firms & Lawyers

What makes you think you no longer legally own the property?  If you filed a Chapter 7 case and received a discharge and your case was closed without the Chapter 7 Trustee liquidating any assets (such as your property), then you still own it unless and until it is sold--either through a foreclosure or other sale. You are responsible for "keep up" fees as well as for any injuries which may occur on the property, so it's important to maintain your insurance until the property is actually sold. Your facts are unclear, but if what you're saying is that your mortgage lender has not yet foreclosed, then you should take steps to expedite that, such as offering to do a deed in lieu of foreclosure. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.  

There are many options that creditors have to pursue against you, but it depends on your asset situation. You should consult an attorney so they can advise you with your specific situation.

That depends on which Chapter of bankruptcy you filed, which you have not disclosed here. If you filed a Chapter 7 case, it should not matter at all. However, if you are in an active Chapter 13 or Chapter 11 case, there can be big repercussions depending on your spouse's income and expenses.  Primarily what can happen is that you will be responsible for any increase in your household disposable income from the date you got married forward, so you may end up with a large amount you need to pay at the end of your case in order to obtain your discharge. You should discuss this with your bankruptcy attorney immediately as they are in the best position to advise you on how to proceed, after reviewing all the relevant facts specific to your case.