AV Preeminent Peer Rated Attorneys
St. Cloud Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
St. Cloud Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
St. Cloud Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Bogin, Munns & Munns, P.A.

4.3
112 Reviews

  • Serving St. Cloud, FL and Osceola County, Florida

  • Law Firm with 37 lawyers2 awards

  • Personal Injury, Commercial Litigation, Labor & Employment, Real Estate; Serving Central Florida for over 40 years.

  • Bankruptcy LawyersPersonal Injury, Bicycle Accidents, and 116 more

Andrea Anderson
Bankruptcy Lawyer
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Tucker Mitnik P.A.

4.9
275 Reviews

  • Serving St. Cloud, FL and Osceola County, Florida

  • Law Firm with 2 lawyers3 awards

  • Experienced Melbourne matrimonial lawyers at Tucker Mitnik, P.A. develop an effective legal strategy and work hard to ensure a positive outcome for your case. Call us today!

  • Bankruptcy LawyersFamily Law, Divorce, and 204 more

Keith A. Mitnik
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Looking for Bankruptcy Lawyers in St. Cloud?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
88 %

179 Client Reviews

PEER REVIEWS
4.5

82 Peer Reviews

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Would it benefit us if we told the trustee via letter about the debtor's assets?

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Answered by attorney Carl C. Silver (Unclaimed Profile)
Bankruptcy lawyer at Carl C. Silver Attorney at Law
If you inform the trustee about potential assets, you may make the contractor's life and bankruptcy quite miserable. Bear in mind that all the assets you saw may all be encumbered by loans. You should review the contractor's bankruptcy schedules to see if the assets you believe belong to him are listed or not. Whether your investigation will benefit you will depend on how much total unsecured debt the contractor has. If the trustee recovers money by selling assets of the debtor the money recovered will be distributed to all of the creditors that file a claim after receiving a notice to file a claim due to discovery of assets.
If you inform the trustee about potential assets, you may make the contractor's life and bankruptcy quite miserable. Bear in mind that all the assets you saw may all be encumbered by loans. You should review the contractor's bankruptcy schedules to see if the assets you believe belong to him are listed or not. Whether your investigation will benefit you will depend on how much total unsecured debt the contractor has. If the trustee recovers money by selling assets of the debtor the money recovered will be distributed to all of the creditors that file a claim after receiving a notice to file a claim due to discovery of assets.
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Will I be able to get federal student loan with permission from the court and can the federal loan department deny me if I have the court’s permission

Diane L Drain
Answered by attorney Diane L Drain (Unclaimed Profile)
Bankruptcy lawyer at Law Office of D. L. Drain, P.A.
Most likely your student loan is not "in your chapter 13 bankruptcy". It would be listed in the bankruptcy, but paid just like your other unsecured debts. Here is the problem, I cannot guess as to your situation or the answer to your question. The law is the same in all 50 states, but local rules, general orders, policies and procedures differ from state to state. Therefore, you really need to talk to a competent chapter 13 attorney where you live. If you live in Arizona then I can give you some referrals.
Most likely your student loan is not "in your chapter 13 bankruptcy". It would be listed in the bankruptcy, but paid just like your other unsecured debts. Here is the problem, I cannot guess as to your situation or the answer to your question. The law is the same in all 50 states, but local rules, general orders, policies and procedures differ from state to state. Therefore, you really need to talk to a competent chapter 13 attorney where you live. If you live in Arizona then I can give you some referrals.
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How do I refinance my home to a lower interest rate after filing chapter 7?

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Answered by attorney Paul Norwood Jonas Ross (Unclaimed Profile)
Bankruptcy lawyer at Paul N. J. Ross Law, PLLC
This will entirely depend on the lender. Some lenders require a reaffirmation agreement, some do not. To refinance usually does not require a reaffirmation agreement. The difficult part is rebuilding and establishing your credit sufficient to qualify for a refinance.
This will entirely depend on the lender. Some lenders require a reaffirmation agreement, some do not. To refinance usually does not require a reaffirmation agreement. The difficult part is rebuilding and establishing your credit sufficient to qualify for a refinance.
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