AV Preeminent Peer Rated Attorneys
Schoharie County Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Schoharie County Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Schoharie County Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Mallery & Mallery

  • 20 Main St., Cobleskill, NY 12043-1616

Robert H. Cohen

  • Howes Cave, NY 12092-0570

Your legal solution starts here.

Get professional advice by contacting an attorney today.

ADVERTISEMENT
Ask a Lawyer

Additional Resources

Looking for Bankruptcy Lawyers in Schoharie Co.?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
50 %

2 Client Reviews

PEER REVIEWS
3.8

1 Peer Review

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

What can I do if my ex husband is filing bankruptcy before my name is removed from the mortgage?

Rex K. Daines
Answered by attorney Rex K. Daines
Bankruptcy lawyer at OlsenDaines
The first thing you need to understand is that it is impossible for him to get your name off the mortgage. I am sure he neither has the equity in the home or the credit to refinance the home. If there is only one mortgage, then if he stops paying it, they will ultimately foreclose. They will not be able to come after you for any money, but there will be a foreclosure on your credit. You can file a contempt motion in Divorce court, but what will that do for you? Nothing since what you want (your name off the mortgage) is impossible.
The first thing you need to understand is that it is impossible for him to get your name off the mortgage. I am sure he neither has the equity in the home or the credit to refinance the home. If there is only one mortgage, then if he stops paying it, they will ultimately foreclose. They will not be able to come after you for any money, but there will be a foreclosure on your credit. You can file a contempt motion in Divorce court, but what will that do for you? Nothing since what you want (your name off the mortgage) is impossible.
Read More Read Less

What do I do to stop my creditor from allowing me to continue to make payments, then once it's almost paid off, repossess it?

default-avatar
Answered by attorney Ronald Karl Nims (Unclaimed Profile)
Bankruptcy lawyer at Ronald K. Nims
If you're current on the payments, there is no reason to repo the car. The bank doesn't get the full value of the car, just enough to repay them. The rest goes back to you. Also, there is a question whether the contract gives them a right to repo if you're current.
If you're current on the payments, there is no reason to repo the car. The bank doesn't get the full value of the car, just enough to repay them. The rest goes back to you. Also, there is a question whether the contract gives them a right to repo if you're current.
Read More Read Less

What do we need to do to qualify for bankruptcy?

default-avatar
Answered by attorney Timothy Kevin Byrne (Unclaimed Profile)
Bankruptcy lawyer at Timothy Kevin Byrne Attorney at Law
Chapter 7 is means tested for income. If your income after certain expense are deducted is over the threshold you will not be able to file a Chapter 7. You will have to file a chapter 13 or pay the debts. It sounds as if you may qualify for a Chapter 7.
Chapter 7 is means tested for income. If your income after certain expense are deducted is over the threshold you will not be able to file a Chapter 7. You will have to file a chapter 13 or pay the debts. It sounds as if you may qualify for a Chapter 7.
Read More Read Less