AV Preeminent Peer Rated Attorneys
San Benito Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
San Benito Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
San Benito Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Pulman LeFlore Pullen & Reed LLP

4.6
23 Reviews

  • Serving San Benito, TX and Cameron County, Texas

  • Law Firm with 16 lawyers2 awards

  • The attorneys of Pulman LeFlore Pullen & Reed LLP have over 150 years of combined experience providing exemplary representation for clients in litigation, arbitration, mediation,... Read More

  • Bankruptcy LawyersCivil Litigation, Commercial Litigation, and 32 more

Elliott S. Cappuccio
Bankruptcy Lawyer
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Law Office of Adolfo Cordova

  • 711 N. Sam Houston Boulevard, San Benito, TX 78586-5264

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Looking for Bankruptcy Lawyers in San Benito?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
50 %

8 Client Reviews

PEER REVIEWS
4.3

17 Peer Reviews

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Can bankruptcy end a civil debt?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
Civil judgments can often be eliminated by bankruptcy. The types of debts that may be ineligible to be eliminated are described in 11 USC sec 523. If the accident was related to a criminal action, such as drunk or drugged driving, it is possible you may not be able to eliminate it through bankruptcy, but the creditor would have to file suit against you in bankruptcy court very quickly to stop the debt from being eliminated.
Civil judgments can often be eliminated by bankruptcy. The types of debts that may be ineligible to be eliminated are described in 11 USC sec 523. If the accident was related to a criminal action, such as drunk or drugged driving, it is possible you may not be able to eliminate it through bankruptcy, but the creditor would have to file suit against you in bankruptcy court very quickly to stop the debt from being eliminated.
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Iam a 40 yr old man living in my parent's house. If I file for bankruptcy can my creditors expect my parents to pay my debts? I have about $30,000

Richard Alan Alsobrook
Answered by attorney Richard Alan Alsobrook (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Alan Alsobrook
It really depends on whether the debt is yours solely, or are your parents cosigners, named on any credit cards, or any other arrangement where your parents agree to guarantee the loan. A loan is a contract where one party agrees to give money at a certain time, and the other party agrees to repay the loan at a later date.  The contract can only involve the parties in interest.  As such, a creditor can only collect from the party or parties that acquire the debt.  If your parents were involved in the acquiring of the debt, then they may be held responsible for repayment.  If your parents did not help in acquiring the debt then they should not be help responsible.   This is not intended to be legal advice, and is general in its nature.  No attorney-client relationship exists or is formed by this information.  Furthermore, this does not represent the views or opinions of LexisNexis or its affiliated companies.
It really depends on whether the debt is yours solely, or are your parents cosigners, named on any credit cards, or any other arrangement where your parents agree to guarantee the loan. A loan is a contract where one party agrees to give money at a certain time, and the other party agrees to repay the loan at a later date.  The contract can only involve the parties in interest.  As such, a creditor can only collect from the party or parties that acquire the debt.  If your parents were involved in the acquiring of the debt, then they may be held responsible for repayment.  If your parents did not help in acquiring the debt then they should not be help responsible.   This is not intended to be legal advice, and is general in its nature.  No attorney-client relationship exists or is formed by this information.  Furthermore, this does not represent the views or opinions of LexisNexis or its affiliated companies.
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Is it too early to refinance or do we have to wait for the 10 year period?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
This is a decision that individual lenders make & isn't regulated by law, other than through government housing programs. I would urge you to discuss refinancing with a local community nonprofit credit union, as they have several programs available once you are 12 months out of bankruptcy.
This is a decision that individual lenders make & isn't regulated by law, other than through government housing programs. I would urge you to discuss refinancing with a local community nonprofit credit union, as they have several programs available once you are 12 months out of bankruptcy.
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