AV Preeminent Peer Rated Attorneys
Alamo Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Alamo Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Alamo Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
  • Serving Alamo, TX and Hidalgo County, Texas

  • Law Firm with 1 lawyer2 awards

  • Attorney At Law

  • Bankruptcy LawyersBusiness Law, Contracts, and 25 more

Michael J. Daley
Bankruptcy Lawyer
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  • Serving Alamo, TX and Hidalgo County, Texas

  • Law Firm with 2 lawyers1 award

  • A law firm practicing bankruptcy law.

  • Bankruptcy LawyersReal Estate, Trusts & Estates, and 5 more

John Kurt Stephen
Bankruptcy Lawyer
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Looking for Bankruptcy Lawyers in Alamo?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Dislocated patella at work caused a ligament tear..been on oji since march..too much stalling

Helene Thaissa W. Bergman
Answered by attorney Helene Thaissa W. Bergman (Unclaimed Profile)
Bankruptcy lawyer at The Bergman Law Firm
Insurance adeste, does this mean you are covered under the Worker's Compensation law?  Or was this some type of private injury by co worker.
Insurance adeste, does this mean you are covered under the Worker's Compensation law?  Or was this some type of private injury by co worker.

What can I do if the soverign bank collected on my discharged debt for those years?

Pamela L. Stewart
Answered by attorney Pamela L. Stewart (Unclaimed Profile)
Bankruptcy lawyer at Pamela L. Stewart, Attorney at Law
It's not so simple. Was the "over $100,000.00" you paid to the bank paid before you surrendered the home? If so, the bank can consider it "rent" or a payment in lieu of posting the property for foreclosure. Also, if you paid the monies prior to 2008, you don't have a cause of action as the statute of limitations has expired. Did you voluntarily give the bank money? If so, and you continued to live in the property, I don't believe you will find a judge that would order the bank to refund the money to you.
It's not so simple. Was the "over $100,000.00" you paid to the bank paid before you surrendered the home? If so, the bank can consider it "rent" or a payment in lieu of posting the property for foreclosure. Also, if you paid the monies prior to 2008, you don't have a cause of action as the statute of limitations has expired. Did you voluntarily give the bank money? If so, and you continued to live in the property, I don't believe you will find a judge that would order the bank to refund the money to you.
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Is it too early to refinance or do we have to wait for the 10 year period?

Peter Maurice Lively
Answered by attorney Peter Maurice Lively (Unclaimed Profile)
Bankruptcy lawyer at The Law Offices of Peter M. Lively
The only ten year period associated with a bankruptcy filing is the amount of time that a bankruptcy reference remains on your credit report. While that derogatory reference on your credit may affect your refinance interest rate, it will not prevent you from being able to refinance if you are otherwise qualified. NOTE: Some lenders are now refusing to refinance where Chapter 7 debtors have not reaffirmed the home loan before the bankruptcy discharge. If this happens, find a different lender to provide the refinance loan.
The only ten year period associated with a bankruptcy filing is the amount of time that a bankruptcy reference remains on your credit report. While that derogatory reference on your credit may affect your refinance interest rate, it will not prevent you from being able to refinance if you are otherwise qualified. NOTE: Some lenders are now refusing to refinance where Chapter 7 debtors have not reaffirmed the home loan before the bankruptcy discharge. If this happens, find a different lender to provide the refinance loan.
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