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  • 2808 North Ave., Ste. 450, Grand Junction, CO 81502, U.S.A.

  • 422 White Ave., Ste. 323, Grand Junction, CO 81501, U.S.A.

  • 1021 Main Street, Grand Junction, CO 81501, U.S.A.

  • 315 Ouray Avenue, Grand Junction, CO 81501, U.S.A.

  • 743 Horizon Court, Suite 310-B, Grand Junction, CO 81506, U.S.A.

  • 212 Gunnison Ave., Grand Junction, CO 81501, U.S.A.

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Looking for Bankruptcy Lawyers in Rangely?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
56 %

14 Client Reviews

PEER REVIEWS
4

80 Peer Reviews

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Can you file bankruptcy on a civil lawsuit and if so can I also file on my credit card?

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Answered by attorney Kenneth Allen Parker (Unclaimed Profile)
Bankruptcy lawyer at Kenneth A. Parker, PC
Yes, you can file a bankruptcy case to stop the civil suit. As a matter of fact, this is a common reason why people file bankruptcy. You mention that you are living on credit cards. If you are going to file bankruptcy, one of the exceptions to a discharge is credit card debt incurred within 60-90 days of filing, so don't use the credit cards for 3 months before you file.
Yes, you can file a bankruptcy case to stop the civil suit. As a matter of fact, this is a common reason why people file bankruptcy. You mention that you are living on credit cards. If you are going to file bankruptcy, one of the exceptions to a discharge is credit card debt incurred within 60-90 days of filing, so don't use the credit cards for 3 months before you file.
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If the website of my account shows I only have four months left for Chapter 13 five-year plan, does that mean I’m eligible on early discharge?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
You are probably right, but a Chapter 13 Trustee has to be extra careful, so expect a lot of time to elapse while your case is subject to a rigorous audit. After the audit is completed, you can receive your discharge and pat yourself on the back.
You are probably right, but a Chapter 13 Trustee has to be extra careful, so expect a lot of time to elapse while your case is subject to a rigorous audit. After the audit is completed, you can receive your discharge and pat yourself on the back.
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How do you know if you qualify for bankruptcy?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
There is no "one size fits all" answer to your question which is why a consultation with a bankruptcy attorney can be a good investment. As a general rule, if your debts total nearly half of your annual income or you have less than $100 left over out of your income after paying for necessary living expenses, bankruptcy can be an attractive option. It is unlikely that bankruptcy will be able to resolve your issue with your student loan though.
There is no "one size fits all" answer to your question which is why a consultation with a bankruptcy attorney can be a good investment. As a general rule, if your debts total nearly half of your annual income or you have less than $100 left over out of your income after paying for necessary living expenses, bankruptcy can be an attractive option. It is unlikely that bankruptcy will be able to resolve your issue with your student loan though.
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