Clifton, CO Bankruptcy Law Firms & Lawyers

Questions like this are very difficult to answer. It sounds like you are looking to have a bankruptcy lawyer tell you OH NO, HUSBAND HAS NOTHING TO WORRY ABOUT. But I do not have any information one way or another to be able to say that. In addition, based on what you have said, I do not know if you are eligible for bankruptcy or indeed if you even need a bankruptcy. Here is what I would need to know to answer 1. When did you last file Chapter 7, and did you get a discharge? 2. Are you judgment proof, in other words, do you or your spouse have any assets a creditor or the bankruptcy court could take if you were sued? Things like a car, a vacant lot, money in the bank? 3. How much debt do you have? 4. Does your spouse realize that he is also 100% responsible for paying your medical bills if you file bankruptcy? And is he okay with that?

You can refile your Chapter 13, unless the court issued a bar to refilling. If you do refile, you must file a motion (request) to extend the automatic stay. This request must be heard by the judge within the first 30 days after filing your petition. If you do not file this request, the automatic stay will expire 30 days after filing.