Oshtemo, MI Bankruptcy Law Firms & Lawyers

Dispute the bill and wait to see the next step by the collection. You can always contest the reasonableness of charges based on Medicare payment guidelines.

Talk to your attorney. But, generally, in a chapter 7, the debtor states their intentions as to secured debts. Most likely you stated your intention was to surrender the mobile home. Just because you are discharging the debt on the home does not mean your name will be removed. Your name is on the title and will remain there until the house sold to someone. Again, talk to your attorney. They should be able to explain all of this.

I think your broker is wrong.. and your legal terminology is wrong also.. . First if you were discharged in bankruptcy personally on the debt... the only thing that could happen is when you stopped paying them mortgage the mortgage company could foreclose and take the house. SO.. there was no reason for attempting a short sale.. you could simply have walked away without personal liability. A deed in lieu of is a way of giving the house back to the mortgage company.. (its in lieu of foreclosure) you do a quit claim deed to the mortgage company Assuming you did not walk away and you gave the neighbor a quit claim deed.. which went to the neighbor's son, he could take possession subject to the mortgage... I believe that none of that would reverse your discharge pursuant to bankruptcy. Now if the neighbor using your POA executed a warranty deed to her son.. you could have warranted to the son that you held title. that could cause new liability to the son but should not revive your old discharged debts.