AV Preeminent Peer Rated Attorneys
Ocilla Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
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AV Preeminent Peer Rated Attorneys
Ocilla Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Ocilla Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Taylor, Odachowski, Schmidt & Crossland, LLC

4.4
63 Reviews

  • 207 4th Street East, Tifton, GA 31794+3 locations

  • Law Firm with 9 lawyers2 awards

  • Offices in Atlanta • Brunswick • St. Simons Island • Tifton Creative and Progressive Solutions to Complex and Unique Situations

  • Bankruptcy LawyersGeneral Practice, General Liability, and 43 more

Philip R. Taylor
Bankruptcy Lawyer
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Hall Booth Smith, P.C.

4.7
698 Reviews

  • 1564 King Road, Tifton, GA 31793-7903+37 locations

  • Law Firm with 393 lawyers2 awards

  • Established in 1989, Hall Booth Smith, P.C. (HBS) is a full-service law firm with six regional offices strategically located throughout Georgia, as well as offices in Birmingham,... Read More

  • Bankruptcy LawyersProducts Liability, Business Litigation, and 39 more

Virginia N. Hall
Bankruptcy Lawyer
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Stephen L. Ivie, P.C.

  • 335 McLendon St., Ashburn, GA 31714-0825

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Mills Law Firm

  • 315 S. Main St., Fitzgerald, GA 31750

Clyde W. Royals Attorney at Law

  • 239 S. Peterson Ave., Douglas, GA 31533

Metts Law Firm, P.C.

  • 300 N. Madison, Douglas, GA 31533

Joseph I. Carter LLC

  • 246 E. 2nd St., Tifton, GA 31793-1545

Holland & Holland, Attorneys At Law, LLC

  • 320 North Street, Ashburn, GA 31714-0824

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Jay, Sherrell, Smith & Braddy, P.C.

  • 101 E. Pine St., Fitzgerald, GA 31750-0308

Lawyers At This Firm

Alan H. Swan Attorney at Law

  • 1020 Central Avenue N, Tifton, GA 31793-1566

Michael H. Turner, P.C.

  • 215 N. Park Ave., Tifton, GA 31793

Bagley Law Firm, P.C.

  • Lenox, GA 31637

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Looking for Bankruptcy Lawyers in Ocilla?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
69 %

59 Client Reviews

PEER REVIEWS
4.2

750 Peer Reviews

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Is there a way to know if the judge will accept a Chapter 7? How?

Richard B. Jacobson
Answered by attorney Richard B. Jacobson (Unclaimed Profile)
Bankruptcy lawyer at Richard B. Jacobson Associates, LLC
There is not a 'rule of thumb' as such. Rather there is a fairly lengthy 'Means Test' which you complete, to create what Congress thinks of as an objective measure of what you should be spending. You also do up a monthly budget of income and expenses. The bottom lines of the Means Test will tell you whether or not you can file under Chapter 7. There is one rule of thumb, as it were. If your household income for the past six months, doubled, is less than the State median for a household of your size, then you certainly can file under Chapter 7. If it is greater, then you would have to complete the rest of the Means Test to see where you stand. My office files many bankruptcy cases, of all types. We'd be glad to sit down with you and discuss how we can help. Good Luck.
There is not a 'rule of thumb' as such. Rather there is a fairly lengthy 'Means Test' which you complete, to create what Congress thinks of as an objective measure of what you should be spending. You also do up a monthly budget of income and expenses. The bottom lines of the Means Test will tell you whether or not you can file under Chapter 7. There is one rule of thumb, as it were. If your household income for the past six months, doubled, is less than the State median for a household of your size, then you certainly can file under Chapter 7. If it is greater, then you would have to complete the rest of the Means Test to see where you stand. My office files many bankruptcy cases, of all types. We'd be glad to sit down with you and discuss how we can help. Good Luck.
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What will happen if I am being sued for old credit card debt?

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Answered by attorney Tony E. Carballo (Unclaimed Profile)
Bankruptcy lawyer at Carballo Law Offices
There is nothing they can take from you but if you stopped paying the credit card over 4 years ago you might win the lawsuit by answering the complaint and putting in the answer that the debt is no longer valid because of the statute of limitations. You are eligible to have the court waive the filing fee for the answer because you are on SSI. However, you need to find someone to help you prepare the answer and it must be filed within 30 days of the date you were served with the summons and complaint. Bankruptcy is also an option you might want to explore with a bankruptcy attorney, particularly if you want to wipe out all your debts and don't want any more phone calls, letters and lawsuits.
There is nothing they can take from you but if you stopped paying the credit card over 4 years ago you might win the lawsuit by answering the complaint and putting in the answer that the debt is no longer valid because of the statute of limitations. You are eligible to have the court waive the filing fee for the answer because you are on SSI. However, you need to find someone to help you prepare the answer and it must be filed within 30 days of the date you were served with the summons and complaint. Bankruptcy is also an option you might want to explore with a bankruptcy attorney, particularly if you want to wipe out all your debts and don't want any more phone calls, letters and lawsuits.
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What chapter of bankruptcy should I file to avoid a deficiency judgment?

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Answered by attorney Javed Inam Ellahie (Unclaimed Profile)
Bankruptcy lawyer at Ellahie Law Firm
Deficiency judgment can be wiped out in Chapter 7 or chapter 13. If you do have equity in the new home, over and above the allowable amount, (check your State exemption laws) then all creditors have a right to the a pro-rata portion of the excess equity. There are tax consequences for forgiveness of debt income but filing a bankruptcy does eliminate taxes on forgiveness of debt income but there may be a capital gain portion that may remain. This is a complex tax questions and the answer will depend on your overall tax situation.
Deficiency judgment can be wiped out in Chapter 7 or chapter 13. If you do have equity in the new home, over and above the allowable amount, (check your State exemption laws) then all creditors have a right to the a pro-rata portion of the excess equity. There are tax consequences for forgiveness of debt income but filing a bankruptcy does eliminate taxes on forgiveness of debt income but there may be a capital gain portion that may remain. This is a complex tax questions and the answer will depend on your overall tax situation.
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