Murdock, FL Bankruptcy Law Firms & Lawyers

You need an attorney for bankruptcy, doing it yourself you run into problems like this. You had to have filed a petition or the case would not go anywhere. Find out from the bankruptcy clerk whether you filed a petition or not. Very odd question.

Credit reports only list debts that creditors choose to report to the credit reporting agencies. Creditors are not required by law to report debts owed to them, they are just required to report accurate information if they do choose to report. If you file bankruptcy, the garnishments will stop. But, no, you will not get back the money they have already taken. You should meet with an experienced bankruptcy attorney as soon as possible so you can learn about your options and determine whether bankruptcy is your best course of action.

Huh?  I don't know what you mean by "discharge a release".  Are you asking how long a student loan must be in repayment status before it is dischargeable?  If that is your question, the answer is:   there is no such time limit.  Student loans are only dischargeable in bankruptcy if you can prove, after trial, that repaying the loan would constitute an "undue hardship" on the debtor and debtor's dependents. The elements required to prove that vary from district to district, but it is generally a very difficult threshold to meet. You need to consult with a bankruptcy attorney in your area for more details. Mark Markus has been practicing exclusively bankruptcy law in California since 1991.  He is a Certified Specialist in Bankruptcy Law by the State Bar of California Board of Legal Specialization,  AV-Rated by martindale.com, and A+ rated by the Better Business Bureau.