AV Preeminent Peer Rated Attorneys
Montrose Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Montrose Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Montrose Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
  • 144 South Uncompahgre Avenue, Montrose, CO 81401

  • 1404 Hawk Parkway, Ste. 215, Montrose, CO 81401

Your legal solution starts here.

Get professional advice by contacting an attorney today.

ADVERTISEMENT
Ask a Lawyer

Additional Resources

Looking for Bankruptcy Lawyers in Montrose?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
50 %

8 Client Reviews

PEER REVIEWS
4.5

35 Peer Reviews

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

How do I reaffirm mortgage after bankruptcy is discharged?

Michael Avanesian
Answered by attorney Michael Avanesian (Unclaimed Profile)
Bankruptcy lawyer at JT Legal Group
This is a federal court issue and it would be extremely hard to reopen a case for this purpose. If you have a good fact pattern, like you have a lot of equity in your home, then maybe it's possible. $290 to reopen the case (filing fee) + hourly for the lawyer is what you should expect. Maybe someone will do it for flat fee, who knows.
This is a federal court issue and it would be extremely hard to reopen a case for this purpose. If you have a good fact pattern, like you have a lot of equity in your home, then maybe it's possible. $290 to reopen the case (filing fee) + hourly for the lawyer is what you should expect. Maybe someone will do it for flat fee, who knows.
Read More Read Less

Can I claim the 401k loan in my bankruptcy?

Melissa Ann Botting
Answered by attorney Melissa Ann Botting (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Melissa A. Botting
The short answer is - you cannot be discharged of a 401K loan in a chapter 7. The loan is secured by your 401K. Secured debts are either reaffirmed (paid according to the contract), paid the fair market value of the collateral ( in this the cash) or surrendered. If you wish to cash in your 401K to stop making the payments, you will be assessed applicable early withdrawal penalties.
The short answer is - you cannot be discharged of a 401K loan in a chapter 7. The loan is secured by your 401K. Secured debts are either reaffirmed (paid according to the contract), paid the fair market value of the collateral ( in this the cash) or surrendered. If you wish to cash in your 401K to stop making the payments, you will be assessed applicable early withdrawal penalties.
Read More Read Less

Do you have to OSY all if your disposable income in a 100% chapter 13 case?

Richard B. Jacobson
Answered by attorney Richard B. Jacobson (Unclaimed Profile)
Bankruptcy lawyer at Richard B. Jacobson Associates, LLC
I don't know the meaning of 'OSY,' but I assume you are asking if a Ch. 13 debtor must put all his/her disposable income into the Plan. The answer is Yes, but at the same time there is more than one way of calculating disposable income. Ch. 13 is not intended to make all the debtors under that chapter pauperise themselves. You can put aside a reasonable amount of your income for your monthly expenses. Consult an experienced Ch. 13 lawyer, who can help you navigate the shoals. Our office has done hundreds of Chapter 13 cases; so have 15 or 20 other lawyers in this area. Good Luck.
I don't know the meaning of 'OSY,' but I assume you are asking if a Ch. 13 debtor must put all his/her disposable income into the Plan. The answer is Yes, but at the same time there is more than one way of calculating disposable income. Ch. 13 is not intended to make all the debtors under that chapter pauperise themselves. You can put aside a reasonable amount of your income for your monthly expenses. Consult an experienced Ch. 13 lawyer, who can help you navigate the shoals. Our office has done hundreds of Chapter 13 cases; so have 15 or 20 other lawyers in this area. Good Luck.
Read More Read Less