AV Preeminent Peer Rated Attorneys
Mechanicville Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Mechanicville Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Mechanicville Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Hacker Murphy LLP

4.8
53 Reviews

  • Serving Mechanicville, NY and Saratoga County, New York

  • Law Firm with 16 lawyers2 awards

  • Top-Rated Albany, NY law firm established in 1898, focusing on litigation claims in upstate New York. We offer initial consultations at no charge.

  • Bankruptcy LawyersCommercial Law, Corporate Law, and 349 more

  • Free Consultation

  • Offers Video

Patrick L. Seely Jr. Esq.
Partner
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Timothy S. Hart, Tax Attorney & CPA (Serving N.Y.S.)

5.0
38 Reviews

  • Serving Mechanicville, NY and Saratoga County, New York

  • Law Firm with 1 lawyer1 award

  • Free 30 Minute Consultation. Dedicated Attorney & CPA Handles All Tax Problems With The IRS & New York State Tax Department. Specializing In Unfiled Tax Returns and tax... Read More

  • Bankruptcy LawyersTax Law, Offers in Compromise, and 46 more

  • Free Consultation

  • Offers Video

Timothy Hart Esq.
Bankruptcy Lawyer
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Looking for Bankruptcy Lawyers in Mechanicville?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
92 %

20 Client Reviews

PEER REVIEWS
4.7

46 Peer Reviews

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Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Are we going to lose our house if I file for bankruptcy?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
Wow that's a heavy load to be carrying. Unfortunately, you cannot keep your house unless you can afford to pay for it. By eliminating the need to pay other debts, bankruptcy might free up more cash to let you make your mortgage payments. And by having no other debt beside your mortgage, bankruptcy could make you more likely to be eligible for a loan modification with a lower interest rate and smaller payments. But that is pie in the sky without details. You need to work with the most experienced bankruptcy attorney you can find to see what kinds of options are available to assist you.
Wow that's a heavy load to be carrying. Unfortunately, you cannot keep your house unless you can afford to pay for it. By eliminating the need to pay other debts, bankruptcy might free up more cash to let you make your mortgage payments. And by having no other debt beside your mortgage, bankruptcy could make you more likely to be eligible for a loan modification with a lower interest rate and smaller payments. But that is pie in the sky without details. You need to work with the most experienced bankruptcy attorney you can find to see what kinds of options are available to assist you.
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Can the bank take my car if I file for bankruptcy?

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Answered by attorney Alan Emmerson Ramos (Unclaimed Profile)
Bankruptcy lawyer at Alan E. Ramos Law Offices
You don't indicate if you have a loan on your vehicle. If you do and you are current on the payments (and you can exempt the equity) you should have no problems. If you are not current on your loan, you will need to find a way to bring the loan current (or file Chapter 13). If you have no loan on the vehicle, and you can exempt the value of the vehicle, you should have no problem keeping it.
You don't indicate if you have a loan on your vehicle. If you do and you are current on the payments (and you can exempt the equity) you should have no problems. If you are not current on your loan, you will need to find a way to bring the loan current (or file Chapter 13). If you have no loan on the vehicle, and you can exempt the value of the vehicle, you should have no problem keeping it.
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Can my debtor legally take every penny that I have in my possession leaving me nothing to live on?

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Answered by attorney Dorothy G. Bunce (Unclaimed Profile)
Bankruptcy lawyer at A Fresh Start
When asking legal questions of a lawyer, don't use legal terms you don't understand. Your debtor is not taking money from you, it is your creditor that takes money for a debt. You are the debtor. State laws called exemptions can protect a portion of the money in your bank account, but you need to submit the proper paperwork to the court to use the protection provided by the law. If the total amount of debt you have is large, you may want to consider bankruptcy as an option. Another choice would be to contact your creditors and ask if you can make payment arrangements. But if you fail to stand by the arrangements you make and miss even one payment, a creditor with a court judgment can garnish your pay, taking up to 25% of your check, and can also return to take your bank account.
When asking legal questions of a lawyer, don't use legal terms you don't understand. Your debtor is not taking money from you, it is your creditor that takes money for a debt. You are the debtor. State laws called exemptions can protect a portion of the money in your bank account, but you need to submit the proper paperwork to the court to use the protection provided by the law. If the total amount of debt you have is large, you may want to consider bankruptcy as an option. Another choice would be to contact your creditors and ask if you can make payment arrangements. But if you fail to stand by the arrangements you make and miss even one payment, a creditor with a court judgment can garnish your pay, taking up to 25% of your check, and can also return to take your bank account.
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