AV Preeminent Peer Rated Attorneys
McDuffie County Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
McDuffie County Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
McDuffie County Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

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Looking for Bankruptcy Lawyers in McDuffie Co.?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
100 %

7 Client Reviews

PEER REVIEWS
4.5

3 Peer Reviews

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

I filed in 2005 a Chapter 13, finished it in 2010 can I file a Chapter 7 now?

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Answered by attorney Robert Parkinson Taylor (Unclaimed Profile)
Bankruptcy lawyer at Law Offices of Robert Parkinson Taylor
Generally, you can file a Chapter 7 after a 13 either 6 or 8 years from the date the 13 was filed. The difference depends on the amount you paid your unsecured creditors through your prior 13. You should discuss this in person with a knowledge bankruptcy attorney.
Generally, you can file a Chapter 7 after a 13 either 6 or 8 years from the date the 13 was filed. The difference depends on the amount you paid your unsecured creditors through your prior 13. You should discuss this in person with a knowledge bankruptcy attorney.
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Do we need to reopening a Discharged Bankruptcy?

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Answered by attorney Sanaz Sarah Bereliani (Unclaimed Profile)
Bankruptcy lawyer at Bereliani Law Firm, PC
Not necessary. Typically you would need to advise the Chapter 7 bankruptcy Trustee and court/creditors of such windfalls of money when received within 6 months. Your case is more than 2 years old.
Not necessary. Typically you would need to advise the Chapter 7 bankruptcy Trustee and court/creditors of such windfalls of money when received within 6 months. Your case is more than 2 years old.
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Is there a way to know if the judge will accept a Chapter 7? How?

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Answered by attorney Ronald Karl Nims (Unclaimed Profile)
Bankruptcy lawyer at Ronald K. Nims
You qualify for a Chapter 7 based on income. The "means test" is based on your state. In Ohio, a single personal can file Chapter 7 with an income under $44,000 per year. The test is based on your actual income for the past 6 months. So say a teacher who makes $60,000 a year but has zero income for the 3 summer months in September would qualify (last 6 months would have 3 months of $6,700 and 3 months of zero - monthly average would be $3,350 or $40,200 a year) but in April, they would not qualify. You qualify for a Chapter 13 by having a regular income (meaning you have income every month) and not more than $380,000 unsecured debt (like credit cards) or more than $1,150,000 of secured debt (mortgages and car loans).
You qualify for a Chapter 7 based on income. The "means test" is based on your state. In Ohio, a single personal can file Chapter 7 with an income under $44,000 per year. The test is based on your actual income for the past 6 months. So say a teacher who makes $60,000 a year but has zero income for the 3 summer months in September would qualify (last 6 months would have 3 months of $6,700 and 3 months of zero - monthly average would be $3,350 or $40,200 a year) but in April, they would not qualify. You qualify for a Chapter 13 by having a regular income (meaning you have income every month) and not more than $380,000 unsecured debt (like credit cards) or more than $1,150,000 of secured debt (mortgages and car loans).
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