AV Preeminent Peer Rated Attorneys
Kerrville Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).
AV Preeminent Peer Rated Attorneys
Kerrville Residents, consider several factors when selecting a lawyer ... Learn More
AV Preeminent Peer Rated Attorneys
Kerrville Residents, consider several factors when selecting a lawyer including their experience, expertise, and reputation. AV Rated Attorneys represent a distinguished group of lawyers who have received top ratings from their peers for their exceptional ethical standards and an A grade (4.5 or higher).

Richard L. Ellison, P.C.

5.0
4 Reviews

  • 500 Main St., Kerrville, TX 78028+1 location

  • Law Firm with 1 lawyer2 awards

  • Over 26 Years Experience Trying Cases in Texas State and Federal Courts

  • Bankruptcy LawyersCivil Litigation, Personal Injury, and 40 more

Richard L. Ellison
Bankruptcy Lawyer
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Richard L. Ellison, P.C.

5.0
4 Reviews

  • Serving Kerrville, TX and Kerr County, Texas

  • Law Firm with 1 lawyer2 awards

  • Over 26 Years Experience Trying Cases in Texas State and Federal Courts

  • Bankruptcy LawyersCivil Litigation, Personal Injury, and 40 more

Richard L. Ellison
Bankruptcy Lawyer
Compare with other firms

Philip S. Jacobs

  • 500 Main, Ste. G, Kerrville, TX 78028

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Gordon S. Morriss, P.C.

  • 1001 Water Street, Suite A-200, Kerrville, TX 78028

Dennis L. Smith

  • 508 E. Jefferson St., Kerrville, TX 78028-4174

Weaver Law Offices

  • 843 Sidney Baker St., Ste. 101, Kerrville, TX 78028

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Looking for Bankruptcy Lawyers in Kerrville?

Bankruptcy lawyers help individuals and businesses find relief from overwhelming debt. They analyze your financial situation and guide you through processes like Chapter 7 liquidation or Chapter 13 reorganization. Their goal is to stop creditor harassment, protect your assets, and provide a legal path to a fresh financial start.

About our Bankruptcy Lawyers Ratings

The average lawyer rating is created by peers based on legal expertise, ethical standards, quality of service, and relationship skills. Recommendations are made by real clients.

CLIENT RECOMMENDED
100 %

7 Client Reviews

PEER REVIEWS
4.5

3 Peer Reviews

User Resources

Lawyer Resources

Commonly Asked Bankruptcy Questions From Users Near You

This information is not legal advice and is not guaranteed to be correct, complete or up-to-date. It is provided for general informational purposes only. If you need legal advice you should consult a licensed attorney in your area.

Is there any way around this other than foreclosure?

Michael Avanesian
Answered by attorney Michael Avanesian (Unclaimed Profile)
Bankruptcy lawyer at JT Legal Group
You should not rely on my advice, it's only an opinion and if I had a chance to look into everything you've said my answer could change. Always get a lawyer to help is my motto because in hindsight, they are cheap! Any personal obligation you have on the property is wiped away, so you do not have to pay for any deficiency. Note, HOA fees are still owed by you until you have left the property AND title has changed. We have a company set up that we deed properties to but assuming you want something quick and cheap maybe you can find someone with bad credit who will gladly accept the property from you? Then deed it to them. You don't have any personal obligations on the house that's why you don't care about the benefits of a deed in lieu.
You should not rely on my advice, it's only an opinion and if I had a chance to look into everything you've said my answer could change. Always get a lawyer to help is my motto because in hindsight, they are cheap! Any personal obligation you have on the property is wiped away, so you do not have to pay for any deficiency. Note, HOA fees are still owed by you until you have left the property AND title has changed. We have a company set up that we deed properties to but assuming you want something quick and cheap maybe you can find someone with bad credit who will gladly accept the property from you? Then deed it to them. You don't have any personal obligations on the house that's why you don't care about the benefits of a deed in lieu.
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In order to keep costs down, can a paralegal be used in a simple bankruptcy case? If so, how does one go about retaining a paraglegal in the state of Texas?

Richard Alan Alsobrook
Answered by attorney Richard Alan Alsobrook (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Alan Alsobrook
There are services which can help you to prepare a bankruptcy petition.  However, these providers cannot give you legal advice, and cannot help you during the bankruptcy proceedings.  Additionally, if you file for Chapter 13, very few people can successfully navigate a Chapter 13 case without the help of a skilled bankruptcy attorney.  It would be in your best interest to at lease consult a local bankruptcy attorney.  Most bankruptcy attorneys offer free initial consultations. This is not intended to be legal advice, and is general in its nature. No attorney-client relationship exists or is formed by this information. Furthermore, this does not represent the views or opinions of LexisNexis or its affiliated companies.
There are services which can help you to prepare a bankruptcy petition.  However, these providers cannot give you legal advice, and cannot help you during the bankruptcy proceedings.  Additionally, if you file for Chapter 13, very few people can successfully navigate a Chapter 13 case without the help of a skilled bankruptcy attorney.  It would be in your best interest to at lease consult a local bankruptcy attorney.  Most bankruptcy attorneys offer free initial consultations. This is not intended to be legal advice, and is general in its nature. No attorney-client relationship exists or is formed by this information. Furthermore, this does not represent the views or opinions of LexisNexis or its affiliated companies.
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How do I or where do I list the co-signed loan for a friend to get a house in my chapter 7 bankruptcy?

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Answered by attorney Phong Thanh Tran (Unclaimed Profile)
Bankruptcy lawyer at Law Office of Pho Ethan Tran, PLLC
The mortgage loan that you co-signed for your friend should be listed on schedule F of the petition as an unsecured debt, unless the debt is secured by collateral.
The mortgage loan that you co-signed for your friend should be listed on schedule F of the petition as an unsecured debt, unless the debt is secured by collateral.
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